1 Segar Road #01-06 Zhenghua Community Club Singapore 677738
1 Segar Road Singapore 677738 SG

Prior to its acquisition, the bank was a significant public bank offering affordable banking services to Singaporeans. DBS Bank tries to continue this tradition by assuring to keep costs low for fundamental savings accounts, and to exempt children, full-time trainees below the age of 21 years and full-time National Servicemen from bank charges.

 

POSB Bank (or merely referred to as POSB) is a Singaporean bank offering consumer banking services and is the oldest bank in continuous operation in Singapore. Developed on January 1, 1877 as the Post Office Savings Bank, the bank now runs as part of DBS Bank, which got the institution and its subsidiaries on November 16, 1998.

Suggestion Regarding Acquiring Personal Loans In Singapore

A DSR of 50% means your loan payments, plus payments of any other loans you have, can’t go beyond 50% of your income.Just for recommendation, a lot of banks permit 40% DSR for a house, and 30% DSR for a automobile.

Do not ever take out a individual loan from a bank a few months before the major loan if you are preparing to take a major loan. This will affect you.

When you take a bank loan for a cars and truck or house, a crucial aspect is your DSR (Debt Servicing Ratio ). This determines what percentage of your income can go into repaying the housing or car loan, consisting of other overheads (e.g. repayment for other individual loans).

When it concerns individual loans, they are unsecured where you have nothing to back the loans if you can not pay back the banks. Such loans are riskier for the banks and they have a higher interest rate for individual loans. Due to the nature of such individual loans, it is not recommended to take individual loans except for emergency situation circumstances.

Specific Loans Are Cheaper – Take out a specific loan where you take a renovation loan for your renovation needs and a vehicle loan for your car. It is not smart to take out a personal loan for your vehicle or renovation requirements. When it concerns banks, specific loans’ interest rates are lower.

257 Bangkit Rd #01-51/55 Singapore 670257 0.9 km
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61 Choa Chu Kang Drive #01-04 Yew Tee MRT Station Singapore 689715 2.99 km
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304 Choa Chu Kang Ave 4 #01-663 Singapore 680304 3.19 km
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634 Bukit Batok Central #01-108 Singapore 650634 4.66 km
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170 UPPER BUKIT TIMAH ROAD BUKIT TIMAH SHOPPING CENTRE SINGAPORE 588179 4.82 km
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170 Upper Bukit Timah Rd #01-01 Bukit Timah Shopping Centre Singapore 588179 4.85 km
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140 UPPER BUKIT TIMAH ROAD BEAUTY WORLD PLAZA SINGAPORE 588176 4.92 km
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303 Woodlands St 31 #01-159/161 Singapore 730303 4.95 km
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Blk 303 Woodlands Street 31 #01-191 Singapore 730303 4.95 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
JALAN JURONG KECHIL SINGAPORE 598599 5.12 km
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Blk 153 Bukit Batok West Street 11 #01-290/292 Singapore 650153 5.3 km
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1 Jalan Anak Bukit #01-19/20 Bukit Timah Plaza Singapore 588996 5.36 km
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900 South Woodlands Drive #01-06 Woodlands Civic Centre Singapore 730900 5.64 km
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900 South Woodlands Drive #02-01 Woodlands Civic Centre Singapore 730900 5.65 km
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1 Woodlands Square #01-16 Causeway Point Singapore 738099 5.73 km
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1 Woodlands Square, #B1-26 Causeway Point Singapore 738099 5.73 km
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Blk 2a Woodlands Centre Road #01-134 Singapore 731002 6.03 km
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3 Gateway Drive #04-36 Westgate Singapore 608532 6.62 km
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827 Bukit Timah Road Singapore 279886 6.63 km
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50 Jurong Gateway Road #02-15 Jem Singapore 608549 6.72 km
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50 Jurong Gateway Road #B1-18 Jem Singapore 608549 6.73 km
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21 Jurong Gateway Road #01-03 CPF Jurong Building Singapore 608546 6.75 km
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131 JURONG GATEWAY ROAD SINGAPORE 600131 6.78 km
For years, we have been delivering reasonable loan packages to those looking for emergency funds....
Blk 501 Jurong West Street 51 #01-279/281 Singapore 640501 7.13 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
502 Jurong West Ave 1 #01-821 Singapore 640502 7.19 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
301 Upper Thomson Road #01-45 Thomson Plaza Singapore 574408 7.47 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
163 ANG MO KIO AVE 4 SINGAPORE 560163 7.52 km
We have been Singapore’s top licensed and most trusted moneylender. We offer an extensive r...
Blk 629 Ang Mo Kio Avenue 4 #01-1018 Singapore 560629 7.59 km
629 Ang Mo Kio Ave 4 #01-1006/1008/1010 Singapore 560629 7.59 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
30 Yishun Street 81 #01-04 Nee Soon South Community Club Singapore 768455 7.75 km
POSB Bank (or just known as POSB) is a Singaporean bank offering consumer banking services and is...
BLK 846 YISHUN RING ROAD SINGAPORE 760846 7.75 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a widesp...
251-253 Upper Thomson Road Singapore 574376 7.81 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
Blk 101 Yishun Avenue 5 #01-05 Singapore 760101 7.91 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
25 Boon Lay Place Singapore 649886 7.92 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
10 Boon Lay Place #01-06 Boon Lay Community Club Singapore 649882 7.94 km
3155 Commonwealth Avenue West #04-52/55 The Clementi Mall Singapore 129588 8.01 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
159 SIN MING ROAD AMTECH BUILDING SINGAPORE 575625 8.03 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
Blk 450 Clementi Avenue 3 #01-293/295 Singapore 120450 8.15 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
Blk 450 Clementi Avenue 3 #01-287/289 Singapore 120450 8.15 km
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587 Bukit Timah Road #02-25/26/27/28 Coronation 8.15 km
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181 Upper Thomson Road Singapore 574331 8.16 km
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Blk 449 Clementi Avenue 3 #01-243 Singapore 120449 8.16 km
Prior to its acquisition, the bank was a major public bank offering low-priced banking services t...
128 ANG MO KIO AVENUE 3 SINGAPORE 560128 8.17 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer an extensi...
2 Sembawang Crescent #01-02 Canberra Community Club Singapore 757632 8.4 km
Prior to its acquisition, the bank was a significant public bank offering low-priced banking serv...
726 ANG MO KIO AVENUE 6 SINGAPORE 560726 8.44 km
We endeavor to achieve each and every one of our customers’ wants and needs. We are an comp...
Blk 712a Ang Mo Kio Avenue 6 #01-4066 Singapore 560712 8.53 km
930 Yishun Avenue 2 #01-41/42/43 Northpoint Shopping Centre Singapore 769098 8.57 km
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BLK 704 ANG MO KIO AVE 8 SINGAPORE 560704 8.57 km
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500 Dover Road Singapore Polytechnic, Food Court 5 (FC512) Singapore 139651 8.6 km
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930 Yishun Ave 2 #B1-37/38/39 Northpoint Shopping Centre Singapore 769098 8.6 km
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705 ANG MO KIO AVENUE 8 SINGAPORE 560705 8.6 km
For years, we have been rendering reasonable loan packages to those in need of emergency funds. A...
BLK 709 ANG MO KIO AVENUE 8 SINGAPORE 560709 8.61 km
For years, we have been delivering affordable loan packages to those in need of emergency funds. ...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 8.63 km
We have been Singapore’s leading licensed and most trusted moneylender. We render a widespr...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 8.63 km
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Blk 926 Yishun Central 1 #01-183 Singapore 760926 8.66 km
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30 Sembawang Drive #02-05 Sun Plaza Singapore 757713 8.68 km
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53 Ang Mo Kio Avenue 3 #B1-34 AMK Hub Singapore 569933 8.7 km
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53 Ang Mo Kio Avenue 3 #B1-32/33 AMK Hub Singapore 569933 8.7 km
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53 Ang Mo Kio Avenue 3 #03-01/27 AMK Hub Singapore 569933 8.72 km
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53 Ang Mo Kio Avenue 3 #B1-01 AMK Hub Singapore 569933 8.73 km
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249 Holland Ave Singapore 278980 8.79 km
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1 Jurong West Central 2 #B1-31/32/33/46 Jurong Point Shopping Centre Singapore 648886 8.86 km
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211 Holland Avenue #01-12 Holland Road Shopping Centre Singapore 278967 8.87 km
United Overseas Bank Limited (commonly understood as UOB) is a Singaporean multinational banking ...
1 Jurong West Central 2 #01-16C Jurong Point Shopping Centre Singapore 648886 8.91 km
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Raffles Holland V , 118 Holland Avenue #02-05 Singapore 278997 8.92 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
1 Jurong West Central 2 #B1-20 Jurong Point Shopping Centre Singapore 648886 8.95 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
Blk 290 Yishun Street 22 #01-401 Singapore 760290 9.03 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
63 Jurong West Central 3 #B1-47/48/49/50 Jurong Point Shopping Centre Singapore 648331 9.06 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
Blk 43 Holland Drive, #01-55 Singapore 270043 9.07 km
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Blk 43 Holland Drive #01-53 Singapore 270043 9.07 km
Prior to its acquisition, the bank was a significant public bank offering low-priced banking serv...
2 Clementi West Street 2 #01-06 West Coast Community Centre Singapore 129605 9.33 km
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SENOKO DRIVE SINGAPORE 758249 9.36 km
We feel that each customer relationship is extremely vital when it comes to business in this indu...
9 Bishan Place #01-14 Junction 8 Shopping Centre Singapore 579837 9.44 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
2 Ang Mo Kio Drive Blk A #01-10 Singapore 567720 9.45 km
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501 Bishan St 11 #01-372/374 Singapore 570501 9.58 km
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Blk 501 Bishan Street 11 #01-368/370 Singapore 570501 9.58 km
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BLK 124 LORONG 1 TOA PAYOH SINGAPORE 310124 9.67 km
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Blk 107 Toa Payoh Lorong 1 #01-266 Singapore 310107 9.78 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
31 Lower Kent Ridge Road #01-02 Yusof Ishak House Singapore 119078 9.79 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
150 LORONG 1 TOA PAYOH SINGAPORE 310150 9.99 km
We are an independent and licensed money lender. If its quick personal loan that you require, no ...
Blk 960 Jurong West Street 92 #01-174 Singapore 640960 10.25 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
520 Lorong 6 Toa Payoh #02-52/53 Singapore 310520 10.3 km
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Blk 520 Toa Payoh Lorong 6 #02-51 Singapore 310520 10.3 km
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BLK 178 TOA PAYOH CENTRAL SINGAPORE 310178 10.36 km
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520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 10.45 km
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183 TOA PAYOH CENTRAL SINGAPORE 310183 10.45 km
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480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 10.45 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 10.55 km
Times are hard in Singapore and consumers and businessowners are finding it harder to access cred...
185 TOA PAYOH CENTRAL SINGAPORE 310185 10.55 km
We are an legal and licensed money lender. If its quick personal loan that you need, no matter wh...
185 TOA PAYOH CENTRAL SINGAPORE 310185 10.55 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 10.55 km
We feel that every customer relationship is very extremely important when it comes to working in ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 10.55 km
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186 TOA PAYOH CENTRAL SINGAPORE 310186 10.58 km
We are an professional and licensed money lender. If its quick cash loan that you require, anywhe...
186 TOA PAYOH CENTRAL #01-420 SINGAPORE 310186 10.58 km
For years, we have been offering reasonable loan packages to those who need emergency funds. As a...
BLK 450 LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 10.58 km
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86/88 Serangoon Garden Way Singapore 555982 10.64 km
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1 Maju Avenue #01-12/13/14/15 Serangoon Garden Village Singapore 556679 10.65 km
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69 Serangoon Garden Way Singapore 555965 10.71 km
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50 Nanyang Avenue Blk NS3-01-10 Singapore 639798 10.79 km
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10 Sinaran Drive #02-19/20 Square 2 Singapore 307506 10.86 km
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238A Thomson Road #01-38 Novena Square Singapore 307685 11 km
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1 Scotts Road #03-04 Shaw Centre Singapore 228208 11.15 km
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360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 11.22 km
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153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 11.32 km
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2 Orchard Turn #B2-57 Singapore 238801 11.39 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 11.39 km
We have invested profoundly in highly trained workforce and this differentiate us from other mone...
277 BALESTIER ROAD SINGAPORE 329726 11.46 km
There are customised loan services easily available to each customer. We offer a versatile repaym...
262 BALESTIER ROAD OKIO SINGAPORE 329714 11.54 km
Times are hard in Singapore and consumers and businessowners are finding it harder to access cred...
33 Sengkang West Avenue #01-49/50/51/52/53 Seletar Mall Singapore 797653 11.61 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
Blk 254 Serangoon Central Drive #01-203 Singapore 550254 11.62 km
Prior to its acquisition, the bank was a significant public bank offering affordable banking serv...
135 Bukit Timah Road Newton Building Singapore 229837 11.62 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
391 Orchard Road #04-15 Ngee Ann City Singapore 238872 11.71 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
2 Orchard Link #02-07/08 Scape Building Singapore 237978 11.87 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
23 Serangoon Central #B2-28/29 Singapore 556083 11.88 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
23 Serangoon Central #01-52/53 nex Singapore 556083 11.95 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
230 Orchard Road #01-230 Faber House Singapore 238854 11.96 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
176 Orchard Road #01-27 CentrePoint Singapore 238843 12.06 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
277 Orchard Road, orchardgateway, #01-16, #B1-12, #B2-12 Singapore 238858 12.15 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
87 BUKIT TIMAH ROAD TAN KONG TIEN BUILDING SINGAPORE 229834 12.16 km
We have been Singapore’s leading licensed and most trusted moneylender. We render a wide-ra...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 12.17 km
Prior to its acquisition, the bank was a major public bank offering low-priced banking services t...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 12.17 km
POSB Bank (or just referred to as POSB) is a Singaporean bank offering customer banking services ...
1 Kim Seng Promenade #02-32 Great World City Singapore 237994 12.25 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
1 Farrer Park Station Road #01-13 Connexion Singapore 217562 12.27 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
1 Kim Seng Promenade #01-34 Great World City Singapore 237994 12.39 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
Blk 101 Towner Road #01-238/240/242 Singapore 322101 12.41 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
756 UPPER SERANGOON ROAD UPPER SERANGOON SHOPPING CENTRE SINGAPORE 534626 12.45 km
For years, we have been rendering affordable loan packages to those who need emergency funds. As ...
BLK 162 BUKIT MERAH CENTRAL SINGAPORE 150162 12.5 km
There are personalised loan services accessible to each customer. We provide a versatile repaymen...
SERANGOON ROAD SINGAPORE 218085 12.5 km
There are personalised loan services accessible to each customer. We offer a versatile repayment ...
SERANGOON ROAD SINGAPORE 218085 12.5 km
Times are hard in Singapore and consumers and businessowners are finding it harder to gain access...
SERANGOON ROAD SINGAPORE 218084 12.5 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a wide r...
180 Kitchener Road #02-01/02 Singapore 208539 12.59 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
68 Orchard Road #B1-25 Plaza Singapura Singapore 238839 12.6 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
25 NORRIS ROAD SINGAPORE 208267 12.62 km
We strive to achieve each and every one of our customers’ wants and needs. We are an licens...
25 NORRIS ROAD SINGAPORE 208267 12.62 km
There are customised loan services available to each customer. We offer a versatile repayment sch...
Blk 25 Bendemeer Road #01-561/563 Singapore 330025 12.62 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
SELEGIE ROAD SELEGIE CENTRE SINGAPORE 188332 12.63 km
There are customised loan services available to each customer. We offer a flexible repayment sche...