480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480
530 Lorong 6 Toa Payoh Singapore SG

Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Postal Services Department in the Straits Settlements and was set up by the colonial federal government to provide banking services for lower-income citizens.Following the end of The second world war and the dissolvement of the Straits Settlement, the 1948 Savings Bank Ordinance entered into result and in 1949, POSB was separated from the other post office savings banks in Malaya, with the bank’s liabilities and possessions divided in between Singapore and the Federated Malay States. [4] After the separation from 1949 to 1955, overall deposits of the bank increased from M$ 27.4 million to M$ 57.6 million and in 1951, the bank had its 100,000 th depositor.

Tips With respect to Acquiring Personal Loans In Singapore

That suggests you ought to never ever take a personal loan without understanding of exactly when and how you’ll pay it back.

Loans Get Cheaper As the Loan Gets More Specific – So when it comes to getting loans, be as particular as you can. Do not take a individual loan to renovate your home, not when there’s a renovation loan package. Don’t take a individual loan to pay for your education, when there’s an education loan bundle.

In order to motivate you, specific loan plans often have lower rates of interest. Individual loans tend to charge interest of about 6% to 8%, whereas specific loans (renovation loans, education loans, etc). have rates as low as 2%. Ask the banker to match a plan to your requirements.

When you take a bank loan for a vehicle or home, a key aspect is your DSR (Debt Servicing Ratio ). This determines exactly what percentage of your earnings can go into repaying the real estate or car loan, consisting of other overheads (e.g. repayment for other personal loans).

A DSR of 50% means your loan repayments, plus payments of any other loans you have, cannot surpass 50% of your income.Just for recommendation, the majority of banks permit 40% DSR for a house, and 30% DSR for a car.

The majority of personal loans are unsecured. As in, there’s no collateral behind them. And considering that the issuing banks have no security, they’ll compensate by jacking up rate of interest.

Do not ever take out a individual loan from a bank a couple of months prior to the major loan if you are planning to take a major loan. This will affect you.

Do not use individual loans as alternative business loans. You need to only take a individual loan to alleviate problems.

520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 0.02 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
BLK 450 LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 0.13 km
We are established to offer sensibly priced loan for Singaporeans and foreigners in Singapore. As...
520 Lorong 6 Toa Payoh #02-52/53 Singapore 310520 0.16 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
Blk 520 Toa Payoh Lorong 6 #02-51 Singapore 310520 0.16 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
BLK 178 TOA PAYOH CENTRAL SINGAPORE 310178 0.17 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 0.19 km
Times are tough in Singapore and consumers and businessowners are finding it harder to get access...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 0.19 km
Times are hard in Singapore and consumers and businessowners are finding it harder to access cred...
185 TOA PAYOH CENTRAL SINGAPORE 310185 0.19 km
We are an legal and licensed money lender. If its quick personal loan that you need, no matter wh...
185 TOA PAYOH CENTRAL SINGAPORE 310185 0.19 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 0.19 km
We feel that every customer relationship is very extremely important when it comes to working in ...
183 TOA PAYOH CENTRAL SINGAPORE 310183 0.2 km
Times are tough in Singapore and consumers and businessowners are finding it harder to get access...
186 TOA PAYOH CENTRAL SINGAPORE 310186 0.2 km
We are an professional and licensed money lender. If its quick cash loan that you require, anywhe...
186 TOA PAYOH CENTRAL #01-420 SINGAPORE 310186 0.2 km
For years, we have been offering reasonable loan packages to those who need emergency funds. As a...
150 LORONG 1 TOA PAYOH SINGAPORE 310150 0.47 km
We are an independent and licensed money lender. If its quick personal loan that you require, no ...
BLK 124 LORONG 1 TOA PAYOH SINGAPORE 310124 0.86 km
Times are tough in Singapore and consumers and businessowners are finding it harder to access cre...
360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 0.89 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
Blk 107 Toa Payoh Lorong 1 #01-266 Singapore 310107 1.03 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 1.11 km
We have invested profoundly in highly trained workforce and this differentiate us from other mone...
277 BALESTIER ROAD SINGAPORE 329726 1.15 km
There are customised loan services easily available to each customer. We offer a versatile repaym...
262 BALESTIER ROAD OKIO SINGAPORE 329714 1.23 km
Times are hard in Singapore and consumers and businessowners are finding it harder to access cred...
10 Sinaran Drive #02-19/20 Square 2 Singapore 307506 1.34 km
Prior to its acquisition, the bank was a major public bank offering affordable banking services t...
238A Thomson Road #01-38 Novena Square Singapore 307685 1.54 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean international banki...
501 Bishan St 11 #01-372/374 Singapore 570501 1.81 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
Blk 501 Bishan Street 11 #01-368/370 Singapore 570501 1.81 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
Blk 101 Towner Road #01-238/240/242 Singapore 322101 1.99 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
9 Bishan Place #01-14 Junction 8 Shopping Centre Singapore 579837 2.06 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 2.08 km
Prior to its acquisition, the bank was a major public bank offering low-priced banking services t...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 2.08 km
POSB Bank (or just referred to as POSB) is a Singaporean bank offering customer banking services ...
Blk 25 Bendemeer Road #01-561/563 Singapore 330025 2.18 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
1 Farrer Park Station Road #01-13 Connexion Singapore 217562 2.26 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
180 Kitchener Road #02-01/02 Singapore 208539 2.46 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
135 Bukit Timah Road Newton Building Singapore 229837 2.47 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
181 Upper Thomson Road Singapore 574331 2.5 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
SERANGOON ROAD SINGAPORE 218085 2.56 km
Times are hard in Singapore and consumers and businessowners are finding it harder to gain access...
SERANGOON ROAD SINGAPORE 218085 2.56 km
There are personalised loan services accessible to each customer. We offer a versatile repayment ...
SERANGOON ROAD SINGAPORE 218084 2.56 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a wide r...
JALAN BESAR SINGAPORE 208984 2.56 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a massive se...
25 NORRIS ROAD SINGAPORE 208267 2.73 km
We strive to achieve each and every one of our customers’ wants and needs. We are an licens...
25 NORRIS ROAD SINGAPORE 208267 2.73 km
There are customised loan services available to each customer. We offer a versatile repayment sch...
87 BUKIT TIMAH ROAD TAN KONG TIEN BUILDING SINGAPORE 229834 2.75 km
We have been Singapore’s leading licensed and most trusted moneylender. We render a wide-ra...
251-253 Upper Thomson Road Singapore 574376 2.88 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
UPPER DICKSON ROAD SINGAPORE 207488 2.91 km
For years, we have been offering affordable loan packages to those looking for emergency funds. A...
12 Kallang Avenue, #01-24 Singapore 339511 2.95 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
159 SIN MING ROAD AMTECH BUILDING SINGAPORE 575625 2.97 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
43A CAMPBELL LANE SINGAPORE 209915 3.04 km
We have been Singapore’s leading licensed and most trusted moneylender. We render a massive...
CAMPBELL LANE SINGAPORE 209915 3.04 km
We feel that every customer relationship is extremely essential when it comes to business in this...
801 FRENCH ROAD SINGAPORE 200801 3.05 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to acce...
801 FRENCH ROAD SINGAPORE 200801 3.05 km
For years, we have been offering competitive loan packages to those that needs emergency funds. A...
801 FRENCH ROAD SINGAPORE 200801 3.05 km
For years, we have been offering competitive loan packages to those in need of emergency funds. A...
SELEGIE ROAD SELEGIE CENTRE SINGAPORE 188332 3.1 km
There are customised loan services available to each customer. We offer a flexible repayment sche...
JALAN BESAR SINGAPORE 208797 3.17 km
We are established to offer very affordable loan for Singaporeans and foreigners in Singapore. As...
301 Upper Thomson Road #01-45 Thomson Plaza Singapore 574408 3.18 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
10 JALAN BESAR SIM LIM TOWER SINGAPORE 208787 3.22 km
We feel that every customer relationship is extremely vital when it comes to business in this ind...
175A Bencoolen Street Burlington Square Square 189650 3.35 km
There are personalised loan services available to each customer. We offer a flexible repayment sc...
23 Serangoon Central #B2-28/29 Singapore 556083 3.35 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
883 NORTH BRIDGE ROAD SOUTHBANK SINGAPORE 198785 3.38 km
We are an authorised and licensed money lender. If its quick cash loan that you require, anywhere...
1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 3.38 km
We have invested greatly in highly trained workforce and this differentiate us from other money l...
23 Serangoon Central #01-52/53 nex Singapore 556083 3.41 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
1 Scotts Road #03-04 Shaw Centre Singapore 228208 3.41 km
United Overseas Bank Limited (typically called UOB) is a Singaporean international banking organi...
1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 3.43 km
We feel that every customer relationship is very extremely important when it comes to working in ...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 3.45 km
We are established to offer affordable loan for Singaporeans and expats in Singapore. As a licens...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 3.45 km
There are personalised loan services accessible to each customer. We provide a manageable repayme...
200 Jalan Sultan #01-06 Textile Centre Singapore 199018 3.45 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
149 Rochor Road #01-26 Fu Lu Shou Complex Singapore 188425 3.46 km
United Overseas Bank Limited (commonly called UOB) is a Singaporean international banking organis...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 3.48 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a comprehens...
Blk 254 Serangoon Central Drive #01-203 Singapore 550254 3.51 km
Prior to its acquisition, the bank was a significant public bank offering affordable banking serv...
176 Orchard Road #01-27 CentrePoint Singapore 238843 3.52 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
230 Orchard Road #01-230 Faber House Singapore 238854 3.55 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
2 Orchard Turn #B2-57 Singapore 238801 3.57 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
68 Orchard Road #B1-25 Plaza Singapura Singapore 238839 3.58 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
391 Orchard Road #04-15 Ngee Ann City Singapore 238872 3.64 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
277 Orchard Road, orchardgateway, #01-16, #B1-12, #B2-12 Singapore 238858 3.66 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
2 Orchard Link #02-07/08 Scape Building Singapore 237978 3.73 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 3.76 km
We are an professional and licensed money lender. If its quick cash loan that you need, no matter...
BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 3.76 km
We aim to achieve each and every one of our customers’ wants and needs. We are an money len...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 3.76 km
There are customised loan services readily available to each customer. We provide a flexible repa...
470 NORTH BRIDGE ROAD BUGIS CUBE SINGAPORE 188735 3.85 km
For years, we have been delivering competitive loan packages to those looking for emergency funds...
460 North Bridge Road #01-00 Singapore 188734 3.88 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
70 Stamford Road #B1-43 Singapore Management University Singapore 178901 3.93 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
69 Serangoon Garden Way Singapore 555965 4 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
86/88 Serangoon Garden Way Singapore 555982 4 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
5 JALAN KILANG BARAT PETRO CENTRE SINGAPORE 159349 4.07 km
We are established to offer incredibly affordable loan for Singaporeans and expats in Singapore. ...
53 Ang Mo Kio Avenue 3 #03-01/27 AMK Hub Singapore 569933 4.11 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
1 Maju Avenue #01-12/13/14/15 Serangoon Garden Village Singapore 556679 4.12 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
756 UPPER SERANGOON ROAD UPPER SERANGOON SHOPPING CENTRE SINGAPORE 534626 4.13 km
For years, we have been rendering affordable loan packages to those who need emergency funds. As ...
53 Ang Mo Kio Avenue 3 #B1-01 AMK Hub Singapore 569933 4.14 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
53 Ang Mo Kio Avenue 3 #B1-32/33 AMK Hub Singapore 569933 4.16 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
8 BURN ROAD TRIVEX SINGAPORE 369977 4.16 km
We are an professional and licensed money lender. If its quick personal loan that you need, no ma...
53 Ang Mo Kio Avenue 3 #B1-34 AMK Hub Singapore 569933 4.18 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
3 Temasek Boulevard #02-709/710/711 Suntec City Mall Singapore 038983 4.18 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
1 Stadium Place #01-66/67, Kallang Wave Singapore 397628 4.21 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
1 Stadium Place #01-06/07 Singapore 397628 4.21 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
3 Temasek Boulevard Suntec City Mall #02-411/412 (Near Tower 5) Singapore 038983 4.23 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
252 North Bridge Road #02-26A/B Raffles City Shopping Centre Singapore 179103 4.24 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
250 Sims Avenue #01-01 Singapore 387513 4.25 km
Established on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the P...
705 ANG MO KIO AVENUE 8 SINGAPORE 560705 4.26 km
For years, we have been rendering reasonable loan packages to those in need of emergency funds. A...
BLK 704 ANG MO KIO AVE 8 SINGAPORE 560704 4.27 km
There are customised loan services available to each customer. We offer a manageable repayment sc...
250 NORTH BRIDGE ROAD RAFFLES CITY TOWER SINGAPORE 179101 4.28 km
We go all out to achieve each and every one of our customers’ needs and wants. We are an mo...
3 Temasek Boulevard #02-735 / 736 Suntec City Mall Singapore 038983 4.32 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
252 North Bridge Road #B1-04/05 Raffles City Shopping Centre Singapore 179103 4.33 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
128 ANG MO KIO AVENUE 3 SINGAPORE 560128 4.34 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer an extensi...
BLK 709 ANG MO KIO AVENUE 8 SINGAPORE 560709 4.34 km
For years, we have been delivering affordable loan packages to those in need of emergency funds. ...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 4.37 km
We have been Singapore’s leading licensed and most trusted moneylender. We render a widespr...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 4.37 km
Times are difficult in Singapore and consumers and businessowners are finding it harder to access...
587 Bukit Timah Road #02-25/26/27/28 Coronation 4.37 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
Blk 712a Ang Mo Kio Avenue 6 #01-4066 Singapore 560712 4.38 km
5.00 (1 review)
111 NORTH BRIDGE ROAD PENINSULA PLAZA SINGAPORE 179098 4.43 km
We are an authorised and licensed money lender. If its quick cash loan that you need, no matter w...
3 COLEMAN STREET PENINSULA SHOPPING CENTRE SINGAPORE 179804 4.48 km
We offer quick cash through personal loan or payday loan. Whether it’s medical loan, educat...
726 ANG MO KIO AVENUE 6 SINGAPORE 560726 4.53 km
We endeavor to achieve each and every one of our customers’ wants and needs. We are an comp...
26 Tai Seng Street #01-01 Singapore 534057 4.53 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
1 COLEMAN STREET THE ADELPHI SINGAPORE 179803 4.55 km
We are an independent and licensed money lender. If its quick personal loan that you require, any...
1 Coleman Street #01-14 The Adelphi Singapore 179803 4.55 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
30 Tai Seng Street #01-01 Breadtalk IHQ Singapore 534013 4.6 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 4.62 km
We aim to achieve each and every one of our customers’ needs and wants. We are an licensed ...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 4.62 km
We have invested greatly in exceptionally trained workforce and this differentiate us from other ...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 4.62 km
We feel that every customer relationship is extremely important when it comes to business in this...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 4.62 km
We have invested profoundly in truly trained workforce and this sets us apart from other money le...
1 Kim Seng Promenade #02-32 Great World City Singapore 237994 4.65 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
1 NORTH BRIDGE ROAD HIGH STREET CENTRE SINGAPORE 179094 4.68 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
1 Kim Seng Promenade #01-34 Great World City Singapore 237994 4.74 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
163 ANG MO KIO AVE 4 SINGAPORE 560163 4.78 km
We have been Singapore’s top licensed and most trusted moneylender. We offer an extensive r...
50 NORTH CANAL ROAD SINGAPORE 059304 4.98 km
We are established to provide incredibly affordable loan for Singaporeans and expats in Singapore...
153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 5 km
We offer quick cash through personal loan or payday loan. Whether it’s medical loan, educat...
GEYLANG ROAD SINGAPORE 389636 5.02 km
We are an professional and licensed money lender. If its quick cash loan that you need, anywhere ...
Blk 204 Hougang Street 21 #01-107/111 Singapore 530204 5.03 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
Blk 205 Hougang Street 21 #03-00 Heartland Mall Singapore 530205 5.1 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
GEYLANG ROAD SINGAPORE 389663 5.11 km
We provide quick cash through personal loan or payday loan. Regardlessif it’s medical loan,...
60 Paya Lebar Road #01-45/46/52/53 Singapore 409051 5.11 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...