1 Tampines Central 5 #01-02 Tampines CPF Building Singapore 529508
1 Tampines Central 5 Singapore 529508 SG

Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financial services organisation with its head workplace in Singapore. Openly noted, OCBC Bank’s largest investor is the Lee Group of Companies.

OCBC’s Indonesia subsidiary, Bank OCBC NISP, has 630 branches and workplaces

In 1932, three banks– Chinese Commercial Bank (1912), Ho Hong Bank (1917), and Oversea-Chinese Bank (1919), combined to form Oversea-Chinese Banking Corporation under the management of Tan Ean Kiam and Lee Kong Chian. In the subsequent years, the bank expanded its operations and ended up being the biggest bank in South East Asia.

Recommendation For Taking Personal Loans In Singapore

Specific Loans Are Cheaper – Take out a specific loan where you take a renovation loan for your renovation requirements and a vehicle loan for your vehicle. It is not wise to secure a personal loan for your cars and truck or renovation requirements. When it concerns banks, specific loans’ rates of interest are lower.

Simply puts, a Debt Servicing Ratio of 50% suggests that your debt responsibility can not go beyond 50% of your income. As a guide, most banks enable 40% Debt Servicing Ratio for a house and 30% for a car loan

A essential aspect is your DSR (Debt Servicing Ratio)when you take a bank loan for a car or house. This measures what portion of your earnings can enter into paying back the real estate or vehicle loan, including other overheads (e.g. repayment for other individual loans).

Never take personal loans 2 to 3 months prior to another major loan. In other words, no individual loans if you’re intending to buy a car, home, and so on.

When it comes to individual loans, they are unsecured where you have nothing to back the loans if you can not repay the banks. Such loans are riskier for the banks and they have a higher rate of interest for individual loans. Due to the nature of such personal loans, it is not a good idea to take individual loans except for emergency situation circumstances.

1 Tampines Central 1 #01-01 UOB Tampines Centre Singapore 529539 0.09 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
Blk 513 Tampines Central #01-160 Singapore 520513 0.12 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
Tampines 1 - 10 TAMPINES CENTRAL 1 #03-08/09 Singapore 529536 0.22 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
BLK 503 TAMPINES CENTRAL 1 SINGAPORE 520503 0.38 km
We are determined to offer sensibly priced loan for Singaporeans and expats in Singapore. As a li...
Blk 201A Tampines Street 21 #01-1051 Singapore 521201 1 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
201D TAMPINES STREET 21SINGAPORE 524201 1.11 km
For years, we have been delivering reasonable loan packages to those that needs emergency funds. ...
Blk 827 Tampines Street 81 #01-138/140 Singapore 520827 1.16 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
3 Simei Street 6 #01-24/25/29 Eastpoint Mall Singapore 528833 1.54 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
1 Pasir Ris Central Street 3 #03-05 Singapore 518457 2.26 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
1 Pasir Ris Central St 3 White Sands, #01-13 Singapore 518457 2.27 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
88 Bedok North St 4 #01-163 Singapore 460088 2.28 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
Block 442 Pasir Ris Drive 6 #01-32/34 Singapore 510442 2.39 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
Blk 443 Pasir Ris Drive 6 #01-20/22 Singapore 510443 2.39 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean international banking...
8 Somapah Road #01-103 Singapore 487372 2.58 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
129 BEDOK NORTH STREET 2 SINGAPORE 460129 2.89 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a wide r...
217 BEDOK NORTH STREET 1 SINGAPORE 460217 3.09 km
For years, we have been providing reasonable loan packages to those in need of emergency funds. A...
Blk 539 Bedok North Street 3 #01-647 Singapore 460539 3.12 km
Blk 213 Bedok North Street 1 #01-103 Singapore 460213 3.21 km
204 Bedok North St 1 #01-403/405/407 Singapore 460204 3.31 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
Blk 210 New Upper Changi Road #01-707 Singapore 460210 3.4 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
BLK 210 NEW UPPER CHANGI ROAD SINGAPORE 460210 3.4 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
Blk 210 New Upper Changi Road #01-711 Singapore 460210 3.4 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
211 NEW UPPER CHANGI ROAD SINGAPORE 460211 3.43 km
We have invested heavily in exceptionally trained workforce and this sets us apart from other mon...
7 Kaki Bukit Avenue 3 #01-08/09/10/11/12 Kaki Bukit Recreation Centre Singapore 415814 4.47 km
Airport Boulevard #B16-17 Singapore Changi Airport Passenger Terminal 2 Building Singapore 819643 5.06 km
United Overseas Bank Limited (commonly called UOB) is a Singaporean international banking organis...
Blk 301 Ubi Avenue 1 #01-257 Singapore 400301 5.24 km
Prior to its acquisition, the bank was a major public bank offering low-priced banking services t...
61 UBI AVENUE 2 AUTOMOBILE MEGAMART SINGAPORE 408898 5.27 km
We are an legal and licensed money lender. If its quick cash loan that you need, no matter where ...
Blk 302 Ubi Ave 1 #01-59/ 63 Singapore 400302 5.39 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
65 UBI CRESCENT HOLA CENTRE SINGAPORE 408559 5.76 km
For years, we have been rendering reasonable loan packages to those in need of emergency funds. A...
Blk 805 Hougang Central #01-102/104 Singapore 530805 5.82 km
Prior to its acquisition, the bank was a significant public bank offering low-cost banking servic...
30 Eunos Crescent #01-01 Eunos MRT Station Singapore 409423 5.87 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering customer banking services and ...
228 CHANGI ROAD [email protected] SINGAPORE 419741 5.87 km
We feel that every customer relationship is very vital when it comes to business in this industry...
Blk 118 Rivervale Drive #01-21 Rivervale Plaza Singapore 540118 5.88 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
90 Hougang Ave 10 #01-01/05 Hougang Mall Singapore 538766 5.94 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
Blk 108 Hougang Avenue 1 #01-1313/1315 Singapore 530108 5.98 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean international banking organ...
80 Hougang Central #01-01 Hougang MRT Station Singapore 538758 6.01 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
211 Hougang St 21 #01-295 Singapore 530211 6.26 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
210 HOUGANG STREET 21 SINGAPORE 530210 6.33 km
Times are tough in Singapore and consumers and businessowners are finding it harder to access cre...
30 Tai Seng Street #01-01 Breadtalk IHQ Singapore 534013 6.33 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
26 Tai Seng Street #01-01 Singapore 534057 6.36 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
Blk 205 Hougang Street 21 #03-00 Heartland Mall Singapore 530205 6.54 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
Blk 204 Hougang Street 21 #01-107/111 Singapore 530204 6.55 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
8 BURN ROAD TRIVEX SINGAPORE 369977 6.72 km
We are an professional and licensed money lender. If its quick personal loan that you need, no ma...
60 Paya Lebar Road #01-45/46/52/53 Singapore 409051 6.83 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
1 Sengkang Square #02-05/06 Compass One Mall Singapore 545078 6.93 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
5 JALAN KILANG BARAT PETRO CENTRE SINGAPORE 159349 6.94 km
We are established to offer incredibly affordable loan for Singaporeans and expats in Singapore. ...
50 EAST COAST ROAD ROXY SQUARE SINGAPORE 428769 6.97 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a widesp...
1 Sengkang Square #02-04 Compass One Singapore 545078 6.97 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
83 Marine Parade Central #01-576/578 Singapore 440083 6.97 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
Blk 83 Marine Parade #01-584/586 Singapore 440083 6.97 km
Established on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of ...
810 Geylang Road #01-51/55 City Plaza Singapore 409286 7.01 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
80 Marine Parade Road #01-12 Parkway Parade Singapore 449269 7.11 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
80 Marine Parade Road #01-13 Parkway Parade Singapore 449269 7.12 km
United Overseas Bank Limited (typically understood as UOB) is a Singaporean multinational banking...
GEYLANG ROAD SINGAPORE 389663 7.2 km
We provide quick cash through personal loan or payday loan. Regardlessif it’s medical loan,...
756 UPPER SERANGOON ROAD UPPER SERANGOON SHOPPING CENTRE SINGAPORE 534626 7.21 km
For years, we have been rendering affordable loan packages to those who need emergency funds. As ...
GEYLANG ROAD SINGAPORE 389636 7.29 km
We are an professional and licensed money lender. If its quick cash loan that you need, anywhere ...
83 Punggol Central #01-13 Waterway Point Singapore 828761 7.52 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
83 Punggol Central #01-01 Waterway Point Singapore 828761 7.52 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
83 Punggol Central #01-15 Singapore 828761 7.53 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
23 Serangoon Central #01-52/53 nex Singapore 556083 7.85 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
23 Serangoon Central #B2-28/29 Singapore 556083 7.93 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
250 Sims Avenue #01-01 Singapore 387513 7.99 km
Established on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the P...
Blk 254 Serangoon Central Drive #01-203 Singapore 550254 8.06 km
Prior to its acquisition, the bank was a significant public bank offering affordable banking serv...
153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 8.15 km
We offer quick cash through personal loan or payday loan. Whether it’s medical loan, educat...
33 Sengkang West Avenue #01-49/50/51/52/53 Seletar Mall Singapore 797653 8.63 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
69 Serangoon Garden Way Singapore 555965 8.78 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 8.79 km
POSB Bank (or just referred to as POSB) is a Singaporean bank offering customer banking services ...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 8.79 km
Prior to its acquisition, the bank was a major public bank offering low-priced banking services t...
1 Maju Avenue #01-12/13/14/15 Serangoon Garden Village Singapore 556679 8.82 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
86/88 Serangoon Garden Way Singapore 555982 8.84 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
1 Stadium Place #01-06/07 Singapore 397628 9.41 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
1 Stadium Place #01-66/67, Kallang Wave Singapore 397628 9.41 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
Blk 25 Bendemeer Road #01-561/563 Singapore 330025 9.76 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
Blk 101 Towner Road #01-238/240/242 Singapore 322101 9.92 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
12 Kallang Avenue, #01-24 Singapore 339511 9.98 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
2 Ang Mo Kio Drive Blk A #01-10 Singapore 567720 10.09 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
883 NORTH BRIDGE ROAD SOUTHBANK SINGAPORE 198785 10.21 km
We are an authorised and licensed money lender. If its quick cash loan that you require, anywhere...
BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 10.33 km
We aim to achieve each and every one of our customers’ wants and needs. We are an money len...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 10.33 km
There are customised loan services readily available to each customer. We provide a flexible repa...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 10.33 km
We are an professional and licensed money lender. If its quick cash loan that you need, no matter...
JALAN BESAR SINGAPORE 208984 10.42 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a massive se...
Blk 501 Bishan Street 11 #01-368/370 Singapore 570501 10.52 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
501 Bishan St 11 #01-372/374 Singapore 570501 10.52 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
801 FRENCH ROAD SINGAPORE 200801 10.54 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to acce...
801 FRENCH ROAD SINGAPORE 200801 10.54 km
For years, we have been offering competitive loan packages to those that needs emergency funds. A...
801 FRENCH ROAD SINGAPORE 200801 10.54 km
For years, we have been offering competitive loan packages to those in need of emergency funds. A...
9 Bishan Place #01-14 Junction 8 Shopping Centre Singapore 579837 10.54 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
262 BALESTIER ROAD OKIO SINGAPORE 329714 10.62 km
Times are hard in Singapore and consumers and businessowners are finding it harder to access cred...
186 TOA PAYOH CENTRAL SINGAPORE 310186 10.63 km
We are an professional and licensed money lender. If its quick cash loan that you require, anywhe...
186 TOA PAYOH CENTRAL #01-420 SINGAPORE 310186 10.63 km
For years, we have been offering reasonable loan packages to those who need emergency funds. As a...
200 Jalan Sultan #01-06 Textile Centre Singapore 199018 10.64 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
185 TOA PAYOH CENTRAL SINGAPORE 310185 10.65 km
We are an legal and licensed money lender. If its quick personal loan that you need, no matter wh...
185 TOA PAYOH CENTRAL SINGAPORE 310185 10.65 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 10.65 km
We feel that every customer relationship is very extremely important when it comes to working in ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 10.65 km
Times are tough in Singapore and consumers and businessowners are finding it harder to get access...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 10.65 km
Times are hard in Singapore and consumers and businessowners are finding it harder to access cred...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 10.65 km
There are personalised loan services accessible to each customer. We provide a manageable repayme...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 10.65 km
We are established to offer affordable loan for Singaporeans and expats in Singapore. As a licens...
277 BALESTIER ROAD SINGAPORE 329726 10.66 km
There are customised loan services easily available to each customer. We offer a versatile repaym...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 10.67 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a comprehens...
183 TOA PAYOH CENTRAL SINGAPORE 310183 10.69 km
Times are tough in Singapore and consumers and businessowners are finding it harder to get access...
180 Kitchener Road #02-01/02 Singapore 208539 10.71 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 10.71 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 10.72 km
We have invested profoundly in highly trained workforce and this differentiate us from other mone...
BLK 450 LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 10.73 km
We are established to offer sensibly priced loan for Singaporeans and foreigners in Singapore. As...
53 Ang Mo Kio Avenue 3 #B1-01 AMK Hub Singapore 569933 10.73 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
53 Ang Mo Kio Avenue 3 #03-01/27 AMK Hub Singapore 569933 10.75 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
53 Ang Mo Kio Avenue 3 #B1-32/33 AMK Hub Singapore 569933 10.77 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
53 Ang Mo Kio Avenue 3 #B1-34 AMK Hub Singapore 569933 10.77 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
BLK 178 TOA PAYOH CENTRAL SINGAPORE 310178 10.79 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
Blk 107 Toa Payoh Lorong 1 #01-266 Singapore 310107 10.79 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 10.82 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 10.83 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 10.84 km
We have been Singapore’s leading licensed and most trusted moneylender. We render a widespr...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 10.84 km
Times are difficult in Singapore and consumers and businessowners are finding it harder to access...
BLK 709 ANG MO KIO AVENUE 8 SINGAPORE 560709 10.85 km
For years, we have been delivering affordable loan packages to those in need of emergency funds. ...
705 ANG MO KIO AVENUE 8 SINGAPORE 560705 10.86 km
For years, we have been rendering reasonable loan packages to those in need of emergency funds. A...
BLK 704 ANG MO KIO AVE 8 SINGAPORE 560704 10.89 km
There are customised loan services available to each customer. We offer a manageable repayment sc...
Blk 520 Toa Payoh Lorong 6 #02-51 Singapore 310520 10.91 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
520 Lorong 6 Toa Payoh #02-52/53 Singapore 310520 10.91 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
Blk 712a Ang Mo Kio Avenue 6 #01-4066 Singapore 560712 10.93 km
1 Farrer Park Station Road #01-13 Connexion Singapore 217562 10.98 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
726 ANG MO KIO AVENUE 6 SINGAPORE 560726 11.03 km
We endeavor to achieve each and every one of our customers’ wants and needs. We are an comp...
SERANGOON ROAD SINGAPORE 218085 11.07 km
Times are hard in Singapore and consumers and businessowners are finding it harder to gain access...