10 Sinaran Drive #02-19/20 Square 2 Singapore 307506
10 Sinaran Drive Singapore 307506 SG

Prior to its acquisition, the bank was a major public bank offering affordable banking services to Singaporeans. DBS Bank tries to continue this tradition by promising to keep expenses low for fundamental savings accounts, and to exempt kids, full-time trainees below the age of 21 years and full-time National Servicemen from bank charges.

 

POSB Bank (or just referred to as POSB) is a Singaporean bank offering consumer banking services and is the earliest bank in constant operation in Singapore. Developed on January 1, 1877 as the Post Office Savings Bank, the bank now runs as part of DBS Bank, which acquired the organization and its subsidiaries on November 16, 1998.

Advice With regard to Securing Personal Loans In Singapore

If you are preparing to take a significant loan, do never get a personal loan from a bank a few months prior to the significant loan. This will affect you.

At any time you aren’t confident you’ll repay the loan, that means you need to never take a personal loan without understanding of exactly.

If you are taking a loan from the bank for a home or automobile, it is necessary to note your Debt Servicing Ratio which is a measure of the percentage of your routine income to the payment of your vehicle or home loan.

In order to encourage you, particular loan bundles typically have lower interest rates. Personal loans tend to charge interest of about 6% to 8%, whereas particular loans (renovation loans, education loans, etc).

A lot of personal loans are unsecured. As in, there’s no collateral behind them. And since the providing banks have no security, they’ll compensate by boosting rate of interest.

Loans Get Cheaper As the Loan Gets More Specific – So when it concerns getting loans, be as specific as you can. Don’t take a individual loan to renovate your home, not when there’s a renovation loan plan. Don’t take a individual loan to pay for your education, when there’s an education loan bundle.

A DSR of 50% implies your loan repayments, plus payments of any other loans you have, cannot surpass 50% of your income.Just for referral, the majority of banks enable 40% DSR for a house, and 30% DSR for a automobile.

Don’t use personal loans as alternative business loans. You need to just take a individual loan to relieve flow problems.

238A Thomson Road #01-38 Novena Square Singapore 307685 0.21 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean international banki...
BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 0.9 km
We have invested profoundly in highly trained workforce and this differentiate us from other mone...
360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 0.92 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
277 BALESTIER ROAD SINGAPORE 329726 0.97 km
There are customised loan services easily available to each customer. We offer a versatile repaym...
262 BALESTIER ROAD OKIO SINGAPORE 329714 1.02 km
Times are hard in Singapore and consumers and businessowners are finding it harder to access cred...
135 Bukit Timah Road Newton Building Singapore 229837 1.16 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
BLK 450 LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 1.33 km
We are established to offer sensibly priced loan for Singaporeans and foreigners in Singapore. As...
480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 1.34 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 1.36 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
1 Farrer Park Station Road #01-13 Connexion Singapore 217562 1.4 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
520 Lorong 6 Toa Payoh #02-52/53 Singapore 310520 1.42 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
Blk 520 Toa Payoh Lorong 6 #02-51 Singapore 310520 1.42 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
150 LORONG 1 TOA PAYOH SINGAPORE 310150 1.44 km
We are an independent and licensed money lender. If its quick personal loan that you require, no ...
186 TOA PAYOH CENTRAL SINGAPORE 310186 1.47 km
We are an professional and licensed money lender. If its quick cash loan that you require, anywhe...
186 TOA PAYOH CENTRAL #01-420 SINGAPORE 310186 1.47 km
For years, we have been offering reasonable loan packages to those who need emergency funds. As a...
185 TOA PAYOH CENTRAL SINGAPORE 310185 1.47 km
Times are tough in Singapore and consumers and businessowners are finding it harder to get access...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 1.47 km
Times are hard in Singapore and consumers and businessowners are finding it harder to access cred...
185 TOA PAYOH CENTRAL SINGAPORE 310185 1.47 km
We are an legal and licensed money lender. If its quick personal loan that you need, no matter wh...
185 TOA PAYOH CENTRAL SINGAPORE 310185 1.47 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 1.47 km
We feel that every customer relationship is very extremely important when it comes to working in ...
BLK 178 TOA PAYOH CENTRAL SINGAPORE 310178 1.5 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
183 TOA PAYOH CENTRAL SINGAPORE 310183 1.53 km
Times are tough in Singapore and consumers and businessowners are finding it harder to get access...
87 BUKIT TIMAH ROAD TAN KONG TIEN BUILDING SINGAPORE 229834 1.54 km
We have been Singapore’s leading licensed and most trusted moneylender. We render a wide-ra...
SERANGOON ROAD SINGAPORE 218085 1.65 km
Times are hard in Singapore and consumers and businessowners are finding it harder to gain access...
SERANGOON ROAD SINGAPORE 218085 1.65 km
There are personalised loan services accessible to each customer. We offer a versatile repayment ...
SERANGOON ROAD SINGAPORE 218084 1.65 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a wide r...
180 Kitchener Road #02-01/02 Singapore 208539 1.74 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
25 NORRIS ROAD SINGAPORE 208267 1.78 km
We strive to achieve each and every one of our customers’ wants and needs. We are an licens...
25 NORRIS ROAD SINGAPORE 208267 1.78 km
There are customised loan services available to each customer. We offer a versatile repayment sch...
UPPER DICKSON ROAD SINGAPORE 207488 1.88 km
For years, we have been offering affordable loan packages to those looking for emergency funds. A...
Blk 101 Towner Road #01-238/240/242 Singapore 322101 1.88 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
SELEGIE ROAD SELEGIE CENTRE SINGAPORE 188332 1.97 km
There are customised loan services available to each customer. We offer a flexible repayment sche...
JALAN BESAR SINGAPORE 208984 1.97 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a massive se...
BLK 124 LORONG 1 TOA PAYOH SINGAPORE 310124 1.98 km
Times are tough in Singapore and consumers and businessowners are finding it harder to access cre...
43A CAMPBELL LANE SINGAPORE 209915 2 km
We have been Singapore’s leading licensed and most trusted moneylender. We render a massive...
CAMPBELL LANE SINGAPORE 209915 2 km
We feel that every customer relationship is extremely essential when it comes to business in this...
Blk 25 Bendemeer Road #01-561/563 Singapore 330025 2.09 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
1 Scotts Road #03-04 Shaw Centre Singapore 228208 2.12 km
United Overseas Bank Limited (typically called UOB) is a Singaporean international banking organi...
JALAN BESAR SINGAPORE 208797 2.18 km
We are established to offer very affordable loan for Singaporeans and foreigners in Singapore. As...
176 Orchard Road #01-27 CentrePoint Singapore 238843 2.19 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 2.2 km
We have invested greatly in highly trained workforce and this differentiate us from other money l...
230 Orchard Road #01-230 Faber House Singapore 238854 2.21 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
10 JALAN BESAR SIM LIM TOWER SINGAPORE 208787 2.23 km
We feel that every customer relationship is extremely vital when it comes to business in this ind...
2 Orchard Turn #B2-57 Singapore 238801 2.25 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 2.26 km
We feel that every customer relationship is very extremely important when it comes to working in ...
175A Bencoolen Street Burlington Square Square 189650 2.28 km
There are personalised loan services available to each customer. We offer a flexible repayment sc...
Blk 107 Toa Payoh Lorong 1 #01-266 Singapore 310107 2.3 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
391 Orchard Road #04-15 Ngee Ann City Singapore 238872 2.31 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
68 Orchard Road #B1-25 Plaza Singapura Singapore 238839 2.32 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
277 Orchard Road, orchardgateway, #01-16, #B1-12, #B2-12 Singapore 238858 2.32 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
801 FRENCH ROAD SINGAPORE 200801 2.35 km
For years, we have been offering competitive loan packages to those in need of emergency funds. A...
801 FRENCH ROAD SINGAPORE 200801 2.35 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to acce...
801 FRENCH ROAD SINGAPORE 200801 2.35 km
For years, we have been offering competitive loan packages to those that needs emergency funds. A...
2 Orchard Link #02-07/08 Scape Building Singapore 237978 2.39 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
149 Rochor Road #01-26 Fu Lu Shou Complex Singapore 188425 2.44 km
United Overseas Bank Limited (commonly called UOB) is a Singaporean international banking organis...
12 Kallang Avenue, #01-24 Singapore 339511 2.51 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 2.69 km
We are established to offer affordable loan for Singaporeans and expats in Singapore. As a licens...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 2.69 km
There are personalised loan services accessible to each customer. We provide a manageable repayme...
200 Jalan Sultan #01-06 Textile Centre Singapore 199018 2.7 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 2.71 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a comprehens...
70 Stamford Road #B1-43 Singapore Management University Singapore 178901 2.77 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
883 NORTH BRIDGE ROAD SOUTHBANK SINGAPORE 198785 2.79 km
We are an authorised and licensed money lender. If its quick cash loan that you require, anywhere...
470 NORTH BRIDGE ROAD BUGIS CUBE SINGAPORE 188735 2.82 km
For years, we have been delivering competitive loan packages to those looking for emergency funds...
460 North Bridge Road #01-00 Singapore 188734 2.85 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 2.89 km
Prior to its acquisition, the bank was a major public bank offering low-priced banking services t...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 2.89 km
POSB Bank (or just referred to as POSB) is a Singaporean bank offering customer banking services ...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 3.1 km
We are an professional and licensed money lender. If its quick cash loan that you need, no matter...
BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 3.1 km
We aim to achieve each and every one of our customers’ wants and needs. We are an money len...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 3.1 km
There are customised loan services readily available to each customer. We provide a flexible repa...
501 Bishan St 11 #01-372/374 Singapore 570501 3.11 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
Blk 501 Bishan Street 11 #01-368/370 Singapore 570501 3.11 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
252 North Bridge Road #02-26A/B Raffles City Shopping Centre Singapore 179103 3.13 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
250 NORTH BRIDGE ROAD RAFFLES CITY TOWER SINGAPORE 179101 3.17 km
We go all out to achieve each and every one of our customers’ needs and wants. We are an mo...
3 Temasek Boulevard #02-709/710/711 Suntec City Mall Singapore 038983 3.21 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
252 North Bridge Road #B1-04/05 Raffles City Shopping Centre Singapore 179103 3.21 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
5.00 (1 review)
111 NORTH BRIDGE ROAD PENINSULA PLAZA SINGAPORE 179098 3.26 km
We are an authorised and licensed money lender. If its quick cash loan that you need, no matter w...
3 Temasek Boulevard Suntec City Mall #02-411/412 (Near Tower 5) Singapore 038983 3.28 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
3 COLEMAN STREET PENINSULA SHOPPING CENTRE SINGAPORE 179804 3.3 km
We offer quick cash through personal loan or payday loan. Whether it’s medical loan, educat...
1 Kim Seng Promenade #02-32 Great World City Singapore 237994 3.31 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
9 Bishan Place #01-14 Junction 8 Shopping Centre Singapore 579837 3.35 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
3 Temasek Boulevard #02-735 / 736 Suntec City Mall Singapore 038983 3.37 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
1 COLEMAN STREET THE ADELPHI SINGAPORE 179803 3.38 km
We are an independent and licensed money lender. If its quick personal loan that you require, any...
1 Coleman Street #01-14 The Adelphi Singapore 179803 3.38 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
1 Kim Seng Promenade #01-34 Great World City Singapore 237994 3.4 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 3.42 km
We aim to achieve each and every one of our customers’ needs and wants. We are an licensed ...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 3.42 km
We have invested greatly in exceptionally trained workforce and this differentiate us from other ...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 3.42 km
We feel that every customer relationship is extremely important when it comes to business in this...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 3.42 km
We have invested profoundly in truly trained workforce and this sets us apart from other money le...
181 Upper Thomson Road Singapore 574331 3.44 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
1 NORTH BRIDGE ROAD HIGH STREET CENTRE SINGAPORE 179094 3.48 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
50 NORTH CANAL ROAD SINGAPORE 059304 3.74 km
We are established to provide incredibly affordable loan for Singaporeans and expats in Singapore...
251-253 Upper Thomson Road Singapore 574376 3.79 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
587 Bukit Timah Road #02-25/26/27/28 Coronation 3.81 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
1 Stadium Place #01-66/67, Kallang Wave Singapore 397628 3.82 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
1 Stadium Place #01-06/07 Singapore 397628 3.82 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
101 UPPER CROSS STREET PEOPLE'S PARK CENTRE SINGAPORE 058357 3.88 km
We make every effort to achieve each and every one of our customers’ wants and needs. We ar...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 3.9 km
We offer quick cash through personal loan or payday loan. Whether it’s medical loan, educat...
101 UPPER COSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 3.91 km
We have been Singapore’s leading licensed and most trusted moneylender. We render a wide-ra...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 3.91 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a wide-r...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 3.91 km
There are personalised loan services accessible to each customer. We offer a manageable repayment...
101 UPPER CROSS STREET PEOPLE'S PARK CENTRE SINGAPORE 058357 3.91 km
We aim to achieve each and every one of our customers’ wants and needs. We are an company t...
133 NEW BRIDGE ROAD CHINATOWN POINT SINGAPORE 059413 3.98 km
We have invested heavily in exceptionally trained workforce and this differentiate us from other ...
80 Raffles Place UOB Plaza 1 Singapore 048624 3.99 km
United Overseas Bank Limited (commonly called UOB) is a Singaporean international banking organis...
65 Chulia St #01-00 OCBC Centre Singapore 049513 4 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
159 SIN MING ROAD AMTECH BUILDING SINGAPORE 575625 4.02 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
301 Upper Thomson Road #01-45 Thomson Plaza Singapore 574408 4.03 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
531 UPPER CROSS STREET HONG LIM COMPLEX SINGAPORE 050531 4.06 km
We are established to offer reasonablypriced loan for Singaporeans and expats in Singapore. As a ...
3 PHILLIP STREET ROYAL GROUP BUILDING SINGAPORE 048693 4.06 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
Blk 531 Upper Cross Street #01-51 Hong Lim Complex Singapore 05053 4.08 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
1 Park Road #01-01/02 People's Park Complex Singapore 059108 4.08 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
1 PARK ROAD PEOPLE’S PARK COMPLEX SINGAPORE 059108 4.12 km
We have been Singapore’s top licensed and most trusted moneylender. We render a massive ran...
22 Malacca Street #01-00 RB Capital Building Singapore 048980 4.16 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
11 Collyer Quay, #02-25, The Arcade Singapore 049317 4.23 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
4.00 (1 review)
11 COLLYER QUAY THE ARCADE SINGAPORE 049317 4.25 km
We have invested profoundly in truly trained workforce and this sets us apart from other money le...
302 Tiong Bahru Road #01-125/126 Tiong Bahru Plaza Singapore 168732 4.26 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
302 Tiong Bahru Road #01-101/102 Tiong Bahru Plaza Singapore 168732 4.26 km
United Overseas Bank Limited (commonly called UOB) is a Singaporean multinational banking organis...
302 Tiong Bahru Road, Tiong Bahru Plaza #01-123/124 Singapore 168732 4.29 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
250 Sims Avenue #01-01 Singapore 387513 4.33 km
Established on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the P...
2 Bayfront Ave #01-30 The Shoppes at Marina Bay Sands Singapore 018972 4.38 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
23 Serangoon Central #B2-28/29 Singapore 556083 4.55 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
156 Cecil Street #01-00 Far Eastern Bank Building Singapore 069544 4.58 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
23 Serangoon Central #01-52/53 nex Singapore 556083 4.6 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
10 Marina Boulevard #01-04, Marina Bay Financial Centre Tower 2 Singapore 018983 4.69 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
10 Marina Boulevard #01-02 MBFC Tower 2 Singapore 018983 4.74 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean international banki...
Blk 254 Serangoon Central Drive #01-203 Singapore 550254 4.76 km
Prior to its acquisition, the bank was a significant public bank offering affordable banking serv...
12 Marina Boulevard Level 3 MBFC Tower 3 Singapore 018982 4.8 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
1 TRAS LINK ORCHID HOTEL SINGAPORE 078867 4.9 km
We are an authorised and licensed money lender. If its quick cash loan that you need, no matter w...