Blk 254 Serangoon Central Drive #01-203 Singapore 550254
253 Serangoon Central Drive Singapore 550253 SG

Prior to its acquisition, the bank was a significant public bank offering affordable banking services to Singaporeans. DBS Bank tries to continue this tradition by guaranteeing to keep costs low for fundamental savings accounts, and to exempt children, full-time students listed below the age of 21 years and full-time National Troop from bank charges.

 

POSB Bank (or simply referred to as POSB) is a Singaporean bank offering customer banking services and is the oldest bank in constant operation in Singapore. Developed on January 1, 1877 as the Post Office Savings Bank, the bank now runs as part of DBS Bank, which obtained the institution and its subsidiaries on November 16, 1998.

Advice Regarding Acquiring Personal Loans In Singapore

They are unsecured where you have absolutely nothing to back the loans if you can not repay the banks when it comes to personal loans. Such loans are riskier for the banks and they have a higher interest rate for personal loans. Due to the nature of such personal loans, it is not recommended to take individual loans except for emergency scenarios.

Specific Loans Are Cheaper – Take out a particular loan where you take a renovation loan for your renovation needs and a auto loan for your car. It is not smart to take out a personal loan for your automobile or renovation requirements. When it comes to banks, specific loans’ interest rates are lower.

Never ever take personal loans two to three months before another significant loan. To puts it simply, no personal loans if you’re intending to purchase a cars and truck, house, and so on.

A DSR of 50% means your loan repayments, plus repayments of any other loans you have, cannot surpass 50% of your income.Just for recommendation, the majority of banks allow 40% DSR for a home, and 30% DSR for a automobile.

A essential aspect is your DSR (Debt Servicing Ratio)when you take a bank loan for a vehicle or house. This measures what percentage of your earnings can go into paying back the real estate or car loan, consisting of other overheads (e.g. repayment for other individual loans).

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