22 Malacca Street #01-00 RB Capital Building Singapore 048980
20 Malacca Street Singapore 048979 SG

DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marina Bay, Singapore. The corporation was referred to as The Development Bank of Singapore Limited, before the current name was adopted in July 2003 to mirror its transforming function as a regional bank.

The bank was put together by the Government of Singapore in July 1968 to take control of the industrial financing activities from the Economic Development Board. Today, its branches numbering greater than 100 can be found island-wide. DBS Bank is the biggest bank in South East Asia by assets and among the larger banks in Asia, with total assets of S$ 482 billion as at 31 Dec 2016. It has market-dominant positions in consumer banking, treasury and markets, asset management, securities brokerage, equity and debt fund-raising in Singapore and Hong Kong.

Tips For Obtaining Personal Loans In Singapore

Do not ever take out a personal loan from a bank a couple of months prior to the significant loan if you are preparing to take a significant loan. This will affect you.

When you take a bank loan for a vehicle or house, a key aspect is your DSR (Debt Servicing Ratio ). This determines exactly what portion of your earnings can enter into repaying the housing or vehicle loan, including other overheads (e.g. repayment for other personal loans).

A DSR of 50% suggests your loan payments, plus payments of any other loans you have, can’t exceed 50% of your income.Just for reference, a lot of banks allow 40% DSR for a home, and 30% DSR for a vehicle.

Loans Get Cheaper As the Loan Gets More Specific – So when it concerns getting loans, be as specific as you can. Do not take a personal loan to refurbish your home, not when there’s a renovation loan bundle. Don’t take a personal loan to pay for your education, when there’s an education loan plan.

In order to motivate you, particular loan plans frequently have lower interest rates. Individual loans tend to charge interest of about 6% to 8%, whereas particular loans (renovation loans, education loans, etc).

A lot of individual loans are unsecured. As in, there’s no collateral behind them. And since the releasing banks have no security, they’ll compensate by boosting rates of interest.

That implies you should never ever take a personal loan without knowledge of precisely when and how you’ll pay it back.

Don’t use personal loans as alternative business loans. Do not utilize them to trade on Forex. Do not utilize them to buy high danger equities. You ought to only take a personal loan to reduce cash flow problems.

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101 UPPER CROSS STREET PEOPLE'S PARK CENTRE SINGAPORE 058357 0.76 km
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101 UPPER COSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 0.76 km
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101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 0.77 km
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77 KAMPONG BAHRU ROAD SINGAPORE 169376 1.88 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 5.41 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 5.41 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 5.41 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 5.41 km
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183 TOA PAYOH CENTRAL SINGAPORE 310183 5.51 km
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BLK 178 TOA PAYOH CENTRAL SINGAPORE 310178 5.51 km
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We are an independent and licensed money lender. If its quick personal loan that you require, no ...
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460 Alexandra Road #02-33/34 Alexandra Retail Centre Singapore 119963 5.59 km
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