80 Hougang Central #01-01 Hougang MRT Station Singapore 538758
810 Hougang Central Singapore 530810 SG

United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banking organisation headquartered in Singapore, with branches mostly discovered in many Southeast Asian nations. Founded in 1935 as United Chinese Bank (UCB) by Sarawak entrepreneur Wee Kheng Chiang, the bank was set up together with a group of Chinese-born entrepreneurs. The bank is the third largest bank in South East Asia by overall assets

Idea With regards to Securing Personal Loans In Singapore

Never ever take personal loans 2 to 3 months before another major loan. In other words, no personal loans if you’re meaning to purchase a vehicle, home, and so on.

If you are taking a loan from the bank for a house or cars and truck, it is important to note your Debt Servicing Ratio which is a measure of the percentage of your routine earnings to the repayment of your cars and truck or house loan.

Simply puts, a Debt Servicing Ratio of 50% implies that all your debt responsibility can not go beyond 50% of your earnings. As a guide, many banks allow 40% Debt Servicing Ratio for a home and 30% for a vehicle loan

Loans Get Cheaper As the Loan Gets More Specific – So when it pertains to getting loans, be as particular as you can. Do not take a personal loan to remodel your home, not when there’s a renovation loan plan. Don’t take a individual loan to pay for your education, when there’s an education loan plan.

In order to encourage you, particular loan bundles typically have lower interest rates. Individual loans tend to charge interest of about 6% to 8%, whereas particular loans (renovation loans, education loans, etc).

A lot of individual loans are unsecured. As in, there’s no collateral behind them. And since the providing banks have no security, they’ll compensate by boosting rate of interest.

At any time you aren’t confident you’ll repay the loan, that indicates you ought to never take a individual loan without knowledge of exactly.

Do not use individual loans as alternative business loans. You should only take a personal loan to alleviate cash flow issues.

90 Hougang Ave 10 #01-01/05 Hougang Mall Singapore 538766 0.16 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
Blk 805 Hougang Central #01-102/104 Singapore 530805 0.19 km
Prior to its acquisition, the bank was a significant public bank offering low-cost banking servic...
211 Hougang St 21 #01-295 Singapore 530211 1.44 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
210 HOUGANG STREET 21 SINGAPORE 530210 1.49 km
Times are tough in Singapore and consumers and businessowners are finding it harder to access cre...
Blk 205 Hougang Street 21 #03-00 Heartland Mall Singapore 530205 1.59 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
Blk 204 Hougang Street 21 #01-107/111 Singapore 530204 1.68 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
Blk 118 Rivervale Drive #01-21 Rivervale Plaza Singapore 540118 1.83 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
Blk 108 Hougang Avenue 1 #01-1313/1315 Singapore 530108 2.12 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean international banking organ...
1 Sengkang Square #02-05/06 Compass One Mall Singapore 545078 2.29 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 2.29 km
We offer quick cash through personal loan or payday loan. Whether it’s medical loan, educat...
1 Sengkang Square #02-04 Compass One Singapore 545078 2.32 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
756 UPPER SERANGOON ROAD UPPER SERANGOON SHOPPING CENTRE SINGAPORE 534626 2.55 km
For years, we have been rendering affordable loan packages to those who need emergency funds. As ...
33 Sengkang West Avenue #01-49/50/51/52/53 Seletar Mall Singapore 797653 2.87 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
5 JALAN KILANG BARAT PETRO CENTRE SINGAPORE 159349 2.91 km
We are established to offer incredibly affordable loan for Singaporeans and expats in Singapore. ...
Blk 254 Serangoon Central Drive #01-203 Singapore 550254 3.11 km
Prior to its acquisition, the bank was a significant public bank offering affordable banking serv...
1 Maju Avenue #01-12/13/14/15 Serangoon Garden Village Singapore 556679 3.17 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
69 Serangoon Garden Way Singapore 555965 3.18 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
86/88 Serangoon Garden Way Singapore 555982 3.23 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
23 Serangoon Central #01-52/53 nex Singapore 556083 3.23 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
23 Serangoon Central #B2-28/29 Singapore 556083 3.28 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
83 Punggol Central #01-01 Waterway Point Singapore 828761 3.97 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
83 Punggol Central #01-13 Waterway Point Singapore 828761 3.97 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
26 Tai Seng Street #01-01 Singapore 534057 4.01 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
83 Punggol Central #01-15 Singapore 828761 4.02 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
8 BURN ROAD TRIVEX SINGAPORE 369977 4.1 km
We are an professional and licensed money lender. If its quick personal loan that you need, no ma...
7 Kaki Bukit Avenue 3 #01-08/09/10/11/12 Kaki Bukit Recreation Centre Singapore 415814 4.12 km
2 Ang Mo Kio Drive Blk A #01-10 Singapore 567720 4.12 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
30 Tai Seng Street #01-01 Breadtalk IHQ Singapore 534013 4.15 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
61 UBI AVENUE 2 AUTOMOBILE MEGAMART SINGAPORE 408898 4.52 km
We are an legal and licensed money lender. If its quick cash loan that you need, no matter where ...
Blk 301 Ubi Avenue 1 #01-257 Singapore 400301 4.66 km
Prior to its acquisition, the bank was a major public bank offering low-priced banking services t...
Blk 302 Ubi Ave 1 #01-59/ 63 Singapore 400302 4.7 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
65 UBI CRESCENT HOLA CENTRE SINGAPORE 408559 4.84 km
For years, we have been rendering reasonable loan packages to those in need of emergency funds. A...
53 Ang Mo Kio Avenue 3 #B1-01 AMK Hub Singapore 569933 4.95 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
53 Ang Mo Kio Avenue 3 #B1-34 AMK Hub Singapore 569933 4.97 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
53 Ang Mo Kio Avenue 3 #03-01/27 AMK Hub Singapore 569933 4.97 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
53 Ang Mo Kio Avenue 3 #B1-32/33 AMK Hub Singapore 569933 4.98 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 5 km
We have been Singapore’s leading licensed and most trusted moneylender. We render a widespr...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 5 km
Times are difficult in Singapore and consumers and businessowners are finding it harder to access...
BLK 709 ANG MO KIO AVENUE 8 SINGAPORE 560709 5.03 km
For years, we have been delivering affordable loan packages to those in need of emergency funds. ...
705 ANG MO KIO AVENUE 8 SINGAPORE 560705 5.05 km
For years, we have been rendering reasonable loan packages to those in need of emergency funds. A...
BLK 704 ANG MO KIO AVE 8 SINGAPORE 560704 5.08 km
There are customised loan services available to each customer. We offer a manageable repayment sc...
Blk 712a Ang Mo Kio Avenue 6 #01-4066 Singapore 560712 5.09 km
Blk 827 Tampines Street 81 #01-138/140 Singapore 520827 5.15 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
726 ANG MO KIO AVENUE 6 SINGAPORE 560726 5.17 km
We endeavor to achieve each and every one of our customers’ wants and needs. We are an comp...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 5.18 km
Prior to its acquisition, the bank was a major public bank offering low-priced banking services t...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 5.18 km
POSB Bank (or just referred to as POSB) is a Singaporean bank offering customer banking services ...
9 Bishan Place #01-14 Junction 8 Shopping Centre Singapore 579837 5.43 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
128 ANG MO KIO AVENUE 3 SINGAPORE 560128 5.48 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer an extensi...
Blk 501 Bishan Street 11 #01-368/370 Singapore 570501 5.51 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
501 Bishan St 11 #01-372/374 Singapore 570501 5.51 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
Blk 539 Bedok North Street 3 #01-647 Singapore 460539 5.72 km
60 Paya Lebar Road #01-45/46/52/53 Singapore 409051 5.87 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
30 Eunos Crescent #01-01 Eunos MRT Station Singapore 409423 5.88 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering customer banking services and ...
1 Tampines Central 1 #01-01 UOB Tampines Centre Singapore 529539 5.97 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
Blk 629 Ang Mo Kio Avenue 4 #01-1018 Singapore 560629 5.98 km
629 Ang Mo Kio Ave 4 #01-1006/1008/1010 Singapore 560629 5.98 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
1 Tampines Central 5 #01-02 Tampines CPF Building Singapore 529508 6.01 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
Blk 513 Tampines Central #01-160 Singapore 520513 6.05 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
BLK 503 TAMPINES CENTRAL 1 SINGAPORE 520503 6.07 km
We are determined to offer sensibly priced loan for Singaporeans and expats in Singapore. As a li...
163 ANG MO KIO AVE 4 SINGAPORE 560163 6.08 km
We have been Singapore’s top licensed and most trusted moneylender. We offer an extensive r...
Blk 107 Toa Payoh Lorong 1 #01-266 Singapore 310107 6.09 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
Tampines 1 - 10 TAMPINES CENTRAL 1 #03-08/09 Singapore 529536 6.1 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
228 CHANGI ROAD [email protected] SINGAPORE 419741 6.18 km
We feel that every customer relationship is very vital when it comes to business in this industry...
GEYLANG ROAD SINGAPORE 389663 6.3 km
We provide quick cash through personal loan or payday loan. Regardlessif it’s medical loan,...
GEYLANG ROAD SINGAPORE 389636 6.32 km
We are an professional and licensed money lender. If its quick cash loan that you need, anywhere ...
810 Geylang Road #01-51/55 City Plaza Singapore 409286 6.32 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
1 Pasir Ris Central Street 3 #03-05 Singapore 518457 6.32 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
1 Pasir Ris Central St 3 White Sands, #01-13 Singapore 518457 6.35 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
159 SIN MING ROAD AMTECH BUILDING SINGAPORE 575625 6.39 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
250 Sims Avenue #01-01 Singapore 387513 6.41 km
Established on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the P...
183 TOA PAYOH CENTRAL SINGAPORE 310183 6.42 km
Times are tough in Singapore and consumers and businessowners are finding it harder to get access...
186 TOA PAYOH CENTRAL SINGAPORE 310186 6.43 km
We are an professional and licensed money lender. If its quick cash loan that you require, anywhe...
186 TOA PAYOH CENTRAL #01-420 SINGAPORE 310186 6.43 km
For years, we have been offering reasonable loan packages to those who need emergency funds. As a...
185 TOA PAYOH CENTRAL SINGAPORE 310185 6.44 km
We feel that every customer relationship is very extremely important when it comes to working in ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 6.44 km
Times are tough in Singapore and consumers and businessowners are finding it harder to get access...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 6.44 km
Times are hard in Singapore and consumers and businessowners are finding it harder to access cred...
185 TOA PAYOH CENTRAL SINGAPORE 310185 6.44 km
We are an legal and licensed money lender. If its quick personal loan that you need, no matter wh...
185 TOA PAYOH CENTRAL SINGAPORE 310185 6.44 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
204 Bedok North St 1 #01-403/405/407 Singapore 460204 6.49 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
BLK 178 TOA PAYOH CENTRAL SINGAPORE 310178 6.5 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
BLK 124 LORONG 1 TOA PAYOH SINGAPORE 310124 6.51 km
Times are tough in Singapore and consumers and businessowners are finding it harder to access cre...
BLK 450 LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 6.57 km
We are established to offer sensibly priced loan for Singaporeans and foreigners in Singapore. As...
520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 6.59 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
Blk 520 Toa Payoh Lorong 6 #02-51 Singapore 310520 6.61 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
520 Lorong 6 Toa Payoh #02-52/53 Singapore 310520 6.61 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 6.61 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
211 NEW UPPER CHANGI ROAD SINGAPORE 460211 6.64 km
We have invested heavily in exceptionally trained workforce and this sets us apart from other mon...
Blk 213 Bedok North Street 1 #01-103 Singapore 460213 6.69 km
88 Bedok North St 4 #01-163 Singapore 460088 6.7 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
217 BEDOK NORTH STREET 1 SINGAPORE 460217 6.75 km
For years, we have been providing reasonable loan packages to those in need of emergency funds. A...
181 Upper Thomson Road Singapore 574331 6.76 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
Blk 210 New Upper Changi Road #01-707 Singapore 460210 6.76 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
BLK 210 NEW UPPER CHANGI ROAD SINGAPORE 460210 6.76 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
Blk 210 New Upper Changi Road #01-711 Singapore 460210 6.76 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
Blk 25 Bendemeer Road #01-561/563 Singapore 330025 6.77 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
Blk 101 Towner Road #01-238/240/242 Singapore 322101 6.81 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
150 LORONG 1 TOA PAYOH SINGAPORE 310150 6.83 km
We are an independent and licensed money lender. If its quick personal loan that you require, no ...
251-253 Upper Thomson Road Singapore 574376 6.89 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
Blk 201A Tampines Street 21 #01-1051 Singapore 521201 6.94 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 6.96 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
129 BEDOK NORTH STREET 2 SINGAPORE 460129 7.01 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a wide r...
277 BALESTIER ROAD SINGAPORE 329726 7.05 km
There are customised loan services easily available to each customer. We offer a versatile repaym...
262 BALESTIER ROAD OKIO SINGAPORE 329714 7.06 km
Times are hard in Singapore and consumers and businessowners are finding it harder to access cred...
201D TAMPINES STREET 21SINGAPORE 524201 7.07 km
For years, we have been delivering reasonable loan packages to those that needs emergency funds. ...
BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 7.08 km
We have invested profoundly in highly trained workforce and this differentiate us from other mone...
301 Upper Thomson Road #01-45 Thomson Plaza Singapore 574408 7.14 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 443 Pasir Ris Drive 6 #01-20/22 Singapore 510443 7.17 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean international banking...
Block 442 Pasir Ris Drive 6 #01-32/34 Singapore 510442 7.22 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
3 Simei Street 6 #01-24/25/29 Eastpoint Mall Singapore 528833 7.41 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
12 Kallang Avenue, #01-24 Singapore 339511 7.47 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
50 EAST COAST ROAD ROXY SQUARE SINGAPORE 428769 7.6 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a widesp...
JALAN BESAR SINGAPORE 208984 7.62 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a massive se...
1 Stadium Place #01-66/67, Kallang Wave Singapore 397628 7.76 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
1 Stadium Place #01-06/07 Singapore 397628 7.76 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
83 Marine Parade Central #01-576/578 Singapore 440083 7.8 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
Blk 83 Marine Parade #01-584/586 Singapore 440083 7.8 km
Established on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of ...
180 Kitchener Road #02-01/02 Singapore 208539 7.8 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
10 Sinaran Drive #02-19/20 Square 2 Singapore 307506 7.83 km
Prior to its acquisition, the bank was a major public bank offering affordable banking services t...
1 Farrer Park Station Road #01-13 Connexion Singapore 217562 7.91 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
883 NORTH BRIDGE ROAD SOUTHBANK SINGAPORE 198785 7.92 km
We are an authorised and licensed money lender. If its quick cash loan that you require, anywhere...
80 Marine Parade Road #01-13 Parkway Parade Singapore 449269 7.93 km
United Overseas Bank Limited (typically understood as UOB) is a Singaporean multinational banking...
80 Marine Parade Road #01-12 Parkway Parade Singapore 449269 7.93 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
238A Thomson Road #01-38 Novena Square Singapore 307685 7.99 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean international banki...
801 FRENCH ROAD SINGAPORE 200801 8 km
For years, we have been offering competitive loan packages to those that needs emergency funds. A...
801 FRENCH ROAD SINGAPORE 200801 8 km
For years, we have been offering competitive loan packages to those in need of emergency funds. A...
801 FRENCH ROAD SINGAPORE 200801 8 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to acce...
30 Yishun Street 81 #01-04 Nee Soon South Community Club Singapore 768455 8.02 km
POSB Bank (or just known as POSB) is a Singaporean bank offering consumer banking services and is...
SERANGOON ROAD SINGAPORE 218085 8.13 km
Times are hard in Singapore and consumers and businessowners are finding it harder to gain access...
SERANGOON ROAD SINGAPORE 218085 8.13 km
There are personalised loan services accessible to each customer. We offer a versatile repayment ...
SERANGOON ROAD SINGAPORE 218084 8.14 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a wide r...