90 Hougang Ave 10 #01-01/05 Hougang Mall Singapore 538766
90 Hougang Avenue 10 Singapore 538766 SG

Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted monetary services organisation with its head workplace in Singapore. In 1932, 3 banks– Chinese Commercial Bank (1912), Ho Hong Bank (1917), and Oversea-Chinese Bank (1919), merged to form Oversea-Chinese Banking Corporation under the management of Tan Ean Kiam and Lee Kong Chian. In the subsequent years, the bank expanded its operations and ended up being the biggest bank in South East Asia.

OCBC’s Indonesia subsidiary, Bank OCBC NISP, has 630 branches and workplaces

In 1932, 3 banks– Chinese Commercial Bank (1912), Ho Hong Bank (1917), and Oversea-Chinese Bank (1919), merged to form Oversea-Chinese Banking Corporation under the management of Tan Ean Kiam and Lee Kong Chian. In the subsequent years, the bank broadened its operations and ended up being the biggest bank in South East Asia.

Tips With regards to Acquiring Personal Loans In Singapore

If you are planning to take a major loan, do not ever take out a individual loan from a bank a couple of months before the major loan. This will impact you.

If you are taking a loan from the bank for a home or cars and truck, it is important to note your Debt Servicing Ratio which is a measure of the percentage of your regular earnings towards the payment of your automobile or house loan.

So a DSR of 50% suggests your loan payments, plus repayments of any other loans you have, cannot surpass 50% of your income.Just for recommendation, the majority of banks allow 40% DSR for a home, and 30% DSR for a automobile.

Specific Loans Are Cheaper – Take out a specific loan where you take a renovation loan for your renovation requirements and a vehicle loan for your car. It is not smart to secure a personal loan for your vehicle or renovation requirements. When it pertains to banks, specific loans’ rates of interest are lower.

When it comes to individual loans, they are unsecured where you have absolutely nothing to back the loans if you can not pay back the banks. Such loans are riskier for the banks and they have a greater rate of interest for individual loans. Due to the nature of such individual loans, it is not advisable to take individual loans except for emergency situations.

80 Hougang Central #01-01 Hougang MRT Station Singapore 538758 0.16 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
Blk 805 Hougang Central #01-102/104 Singapore 530805 0.22 km
Prior to its acquisition, the bank was a significant public bank offering low-cost banking servic...
211 Hougang St 21 #01-295 Singapore 530211 1.59 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
210 HOUGANG STREET 21 SINGAPORE 530210 1.65 km
Times are tough in Singapore and consumers and businessowners are finding it harder to access cre...
Blk 118 Rivervale Drive #01-21 Rivervale Plaza Singapore 540118 1.67 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
Blk 205 Hougang Street 21 #03-00 Heartland Mall Singapore 530205 1.75 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
Blk 204 Hougang Street 21 #01-107/111 Singapore 530204 1.83 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
1 Sengkang Square #02-05/06 Compass One Mall Singapore 545078 2.16 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
1 Sengkang Square #02-04 Compass One Singapore 545078 2.19 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
Blk 108 Hougang Avenue 1 #01-1313/1315 Singapore 530108 2.25 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean international banking organ...
153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 2.42 km
We offer quick cash through personal loan or payday loan. Whether it’s medical loan, educat...
756 UPPER SERANGOON ROAD UPPER SERANGOON SHOPPING CENTRE SINGAPORE 534626 2.71 km
For years, we have been rendering affordable loan packages to those who need emergency funds. As ...
33 Sengkang West Avenue #01-49/50/51/52/53 Seletar Mall Singapore 797653 2.86 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
5 JALAN KILANG BARAT PETRO CENTRE SINGAPORE 159349 3.06 km
We are established to offer incredibly affordable loan for Singaporeans and expats in Singapore. ...
Blk 254 Serangoon Central Drive #01-203 Singapore 550254 3.27 km
Prior to its acquisition, the bank was a significant public bank offering affordable banking serv...
1 Maju Avenue #01-12/13/14/15 Serangoon Garden Village Singapore 556679 3.3 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
69 Serangoon Garden Way Singapore 555965 3.32 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
86/88 Serangoon Garden Way Singapore 555982 3.37 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
23 Serangoon Central #01-52/53 nex Singapore 556083 3.39 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
23 Serangoon Central #B2-28/29 Singapore 556083 3.44 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
83 Punggol Central #01-01 Waterway Point Singapore 828761 3.83 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
83 Punggol Central #01-13 Waterway Point Singapore 828761 3.83 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
83 Punggol Central #01-15 Singapore 828761 3.88 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
26 Tai Seng Street #01-01 Singapore 534057 4.14 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
7 Kaki Bukit Avenue 3 #01-08/09/10/11/12 Kaki Bukit Recreation Centre Singapore 415814 4.18 km
2 Ang Mo Kio Drive Blk A #01-10 Singapore 567720 4.21 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
8 BURN ROAD TRIVEX SINGAPORE 369977 4.24 km
We are an professional and licensed money lender. If its quick personal loan that you need, no ma...
30 Tai Seng Street #01-01 Breadtalk IHQ Singapore 534013 4.28 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
61 UBI AVENUE 2 AUTOMOBILE MEGAMART SINGAPORE 408898 4.61 km
We are an legal and licensed money lender. If its quick cash loan that you need, no matter where ...
Blk 301 Ubi Avenue 1 #01-257 Singapore 400301 4.75 km
Prior to its acquisition, the bank was a major public bank offering low-priced banking services t...
Blk 302 Ubi Ave 1 #01-59/ 63 Singapore 400302 4.79 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
65 UBI CRESCENT HOLA CENTRE SINGAPORE 408559 4.95 km
For years, we have been rendering reasonable loan packages to those in need of emergency funds. A...
53 Ang Mo Kio Avenue 3 #B1-01 AMK Hub Singapore 569933 5.07 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
53 Ang Mo Kio Avenue 3 #B1-34 AMK Hub Singapore 569933 5.09 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
53 Ang Mo Kio Avenue 3 #03-01/27 AMK Hub Singapore 569933 5.09 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
53 Ang Mo Kio Avenue 3 #B1-32/33 AMK Hub Singapore 569933 5.1 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
Blk 827 Tampines Street 81 #01-138/140 Singapore 520827 5.11 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 5.12 km
We have been Singapore’s leading licensed and most trusted moneylender. We render a widespr...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 5.12 km
Times are difficult in Singapore and consumers and businessowners are finding it harder to access...
BLK 709 ANG MO KIO AVENUE 8 SINGAPORE 560709 5.14 km
For years, we have been delivering affordable loan packages to those in need of emergency funds. ...
705 ANG MO KIO AVENUE 8 SINGAPORE 560705 5.17 km
For years, we have been rendering reasonable loan packages to those in need of emergency funds. A...
BLK 704 ANG MO KIO AVE 8 SINGAPORE 560704 5.19 km
There are customised loan services available to each customer. We offer a manageable repayment sc...
Blk 712a Ang Mo Kio Avenue 6 #01-4066 Singapore 560712 5.21 km
726 ANG MO KIO AVENUE 6 SINGAPORE 560726 5.28 km
We endeavor to achieve each and every one of our customers’ wants and needs. We are an comp...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 5.34 km
Prior to its acquisition, the bank was a major public bank offering low-priced banking services t...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 5.34 km
POSB Bank (or just referred to as POSB) is a Singaporean bank offering customer banking services ...
9 Bishan Place #01-14 Junction 8 Shopping Centre Singapore 579837 5.58 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
128 ANG MO KIO AVENUE 3 SINGAPORE 560128 5.6 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer an extensi...
501 Bishan St 11 #01-372/374 Singapore 570501 5.67 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
Blk 501 Bishan Street 11 #01-368/370 Singapore 570501 5.67 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
Blk 539 Bedok North Street 3 #01-647 Singapore 460539 5.74 km
1 Tampines Central 1 #01-01 UOB Tampines Centre Singapore 529539 5.91 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
1 Tampines Central 5 #01-02 Tampines CPF Building Singapore 529508 5.94 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
30 Eunos Crescent #01-01 Eunos MRT Station Singapore 409423 5.97 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering customer banking services and ...
Blk 513 Tampines Central #01-160 Singapore 520513 5.99 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
60 Paya Lebar Road #01-45/46/52/53 Singapore 409051 5.99 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
BLK 503 TAMPINES CENTRAL 1 SINGAPORE 520503 6 km
We are determined to offer sensibly priced loan for Singaporeans and expats in Singapore. As a li...
Tampines 1 - 10 TAMPINES CENTRAL 1 #03-08/09 Singapore 529536 6.04 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
629 Ang Mo Kio Ave 4 #01-1006/1008/1010 Singapore 560629 6.07 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
Blk 629 Ang Mo Kio Avenue 4 #01-1018 Singapore 560629 6.07 km
163 ANG MO KIO AVE 4 SINGAPORE 560163 6.19 km
We have been Singapore’s top licensed and most trusted moneylender. We offer an extensive r...
1 Pasir Ris Central Street 3 #03-05 Singapore 518457 6.21 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
1 Pasir Ris Central St 3 White Sands, #01-13 Singapore 518457 6.24 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
Blk 107 Toa Payoh Lorong 1 #01-266 Singapore 310107 6.25 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
228 CHANGI ROAD [email protected] SINGAPORE 419741 6.27 km
We feel that every customer relationship is very vital when it comes to business in this industry...
GEYLANG ROAD SINGAPORE 389663 6.41 km
We provide quick cash through personal loan or payday loan. Regardlessif it’s medical loan,...
810 Geylang Road #01-51/55 City Plaza Singapore 409286 6.44 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
GEYLANG ROAD SINGAPORE 389636 6.44 km
We are an professional and licensed money lender. If its quick cash loan that you need, anywhere ...
204 Bedok North St 1 #01-403/405/407 Singapore 460204 6.51 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
159 SIN MING ROAD AMTECH BUILDING SINGAPORE 575625 6.53 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
250 Sims Avenue #01-01 Singapore 387513 6.55 km
Established on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the P...
183 TOA PAYOH CENTRAL SINGAPORE 310183 6.58 km
Times are tough in Singapore and consumers and businessowners are finding it harder to get access...
186 TOA PAYOH CENTRAL SINGAPORE 310186 6.59 km
We are an professional and licensed money lender. If its quick cash loan that you require, anywhe...
186 TOA PAYOH CENTRAL #01-420 SINGAPORE 310186 6.59 km
For years, we have been offering reasonable loan packages to those who need emergency funds. As a...
185 TOA PAYOH CENTRAL SINGAPORE 310185 6.6 km
We are an legal and licensed money lender. If its quick personal loan that you need, no matter wh...
185 TOA PAYOH CENTRAL SINGAPORE 310185 6.6 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 6.6 km
We feel that every customer relationship is very extremely important when it comes to working in ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 6.6 km
Times are tough in Singapore and consumers and businessowners are finding it harder to get access...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 6.6 km
Times are hard in Singapore and consumers and businessowners are finding it harder to access cred...
BLK 178 TOA PAYOH CENTRAL SINGAPORE 310178 6.66 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
211 NEW UPPER CHANGI ROAD SINGAPORE 460211 6.66 km
We have invested heavily in exceptionally trained workforce and this sets us apart from other mon...
BLK 124 LORONG 1 TOA PAYOH SINGAPORE 310124 6.67 km
Times are tough in Singapore and consumers and businessowners are finding it harder to access cre...
88 Bedok North St 4 #01-163 Singapore 460088 6.69 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
Blk 213 Bedok North Street 1 #01-103 Singapore 460213 6.71 km
BLK 450 LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 6.73 km
We are established to offer sensibly priced loan for Singaporeans and foreigners in Singapore. As...
520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 6.75 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
217 BEDOK NORTH STREET 1 SINGAPORE 460217 6.76 km
For years, we have been providing reasonable loan packages to those in need of emergency funds. A...
Blk 520 Toa Payoh Lorong 6 #02-51 Singapore 310520 6.77 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
520 Lorong 6 Toa Payoh #02-52/53 Singapore 310520 6.77 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 6.77 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
Blk 210 New Upper Changi Road #01-707 Singapore 460210 6.78 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
BLK 210 NEW UPPER CHANGI ROAD SINGAPORE 460210 6.78 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
Blk 210 New Upper Changi Road #01-711 Singapore 460210 6.78 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
Blk 201A Tampines Street 21 #01-1051 Singapore 521201 6.87 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
181 Upper Thomson Road Singapore 574331 6.91 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
Blk 25 Bendemeer Road #01-561/563 Singapore 330025 6.92 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
Blk 101 Towner Road #01-238/240/242 Singapore 322101 6.97 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
150 LORONG 1 TOA PAYOH SINGAPORE 310150 6.98 km
We are an independent and licensed money lender. If its quick personal loan that you require, no ...
201D TAMPINES STREET 21SINGAPORE 524201 7 km
For years, we have been delivering reasonable loan packages to those that needs emergency funds. ...
129 BEDOK NORTH STREET 2 SINGAPORE 460129 7.01 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a wide r...
251-253 Upper Thomson Road Singapore 574376 7.03 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
Blk 443 Pasir Ris Drive 6 #01-20/22 Singapore 510443 7.07 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean international banking...
Block 442 Pasir Ris Drive 6 #01-32/34 Singapore 510442 7.11 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 7.12 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
277 BALESTIER ROAD SINGAPORE 329726 7.21 km
There are customised loan services easily available to each customer. We offer a versatile repaym...
262 BALESTIER ROAD OKIO SINGAPORE 329714 7.22 km
Times are hard in Singapore and consumers and businessowners are finding it harder to access cred...
BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 7.24 km
We have invested profoundly in highly trained workforce and this differentiate us from other mone...
301 Upper Thomson Road #01-45 Thomson Plaza Singapore 574408 7.28 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
3 Simei Street 6 #01-24/25/29 Eastpoint Mall Singapore 528833 7.36 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
12 Kallang Avenue, #01-24 Singapore 339511 7.62 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
50 EAST COAST ROAD ROXY SQUARE SINGAPORE 428769 7.69 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a widesp...
JALAN BESAR SINGAPORE 208984 7.78 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a massive se...
83 Marine Parade Central #01-576/578 Singapore 440083 7.89 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
Blk 83 Marine Parade #01-584/586 Singapore 440083 7.9 km
Established on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of ...
1 Stadium Place #01-66/67, Kallang Wave Singapore 397628 7.9 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
1 Stadium Place #01-06/07 Singapore 397628 7.9 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
180 Kitchener Road #02-01/02 Singapore 208539 7.96 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
10 Sinaran Drive #02-19/20 Square 2 Singapore 307506 7.99 km
Prior to its acquisition, the bank was a major public bank offering affordable banking services t...
80 Marine Parade Road #01-13 Parkway Parade Singapore 449269 8.02 km
United Overseas Bank Limited (typically understood as UOB) is a Singaporean multinational banking...
80 Marine Parade Road #01-12 Parkway Parade Singapore 449269 8.02 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
30 Yishun Street 81 #01-04 Nee Soon South Community Club Singapore 768455 8.04 km
POSB Bank (or just known as POSB) is a Singaporean bank offering consumer banking services and is...
1 Farrer Park Station Road #01-13 Connexion Singapore 217562 8.06 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
883 NORTH BRIDGE ROAD SOUTHBANK SINGAPORE 198785 8.07 km
We are an authorised and licensed money lender. If its quick cash loan that you require, anywhere...
238A Thomson Road #01-38 Novena Square Singapore 307685 8.15 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean international banki...
801 FRENCH ROAD SINGAPORE 200801 8.16 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to acce...
801 FRENCH ROAD SINGAPORE 200801 8.16 km
For years, we have been offering competitive loan packages to those that needs emergency funds. A...