1 Kim Seng Promenade #01-34 Great World City Singapore 237994
1 Kim Seng Promenade Singapore 237994 SG

United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking organisation locateded in Singapore, with branches mainly found in the majority of Southeast Asian countries.UOB provides commercial and business banking services, personal monetary services, private banking and other possession management services, in addition to business financing, venture insurance coverage, financial investment, and capital services. It has 68 branches in Singapore and a network of more than 500 workplaces in 19 countries and territories in Asia Pacific, Western Europe and North America

Idea For Securing Personal Loans In Singapore

Do not ever take out a personal loan from a bank a couple of months prior to the major loan if you are preparing to take a major loan. This will impact you.

A key element is your DSR (Debt Servicing Ratio)when you take a bank loan for a cars and truck or house. This measures what portion of your earnings can go into repaying the housing or car loan, including other overheads (e.g. repayment for other individual loans).

So a DSR of 50% indicates your loan payments, plus repayments of any other loans you have, cannot exceed 50% of your income.Just for reference, a lot of banks enable 40% DSR for a home, and 30% DSR for a vehicle.

Specific Loans Are Cheaper – Take out a particular loan where you take a renovation loan for your renovation needs and a auto loan for your cars and truck. It is not a good idea to get a personal loan for your cars and truck or renovation needs. When it concerns banks, particular loans’ rate of interest are lower.

They are unsecured where you have absolutely nothing to back the loans if you can not pay back the banks when it comes to individual loans. Such loans are riskier for the banks and they have a higher interest rate for personal loans. Due to the nature of such individual loans, it is not advisable to take individual loans except for emergency circumstances.

1 Kim Seng Promenade #02-32 Great World City Singapore 237994 0.14 km
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1 PARK ROAD PEOPLE’S PARK COMPLEX SINGAPORE 059108 1.55 km
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77 KAMPONG BAHRU ROAD SINGAPORE 169376 1.87 km
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77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 1.93 km
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77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 1.93 km
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77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 1.93 km
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1 NORTH BRIDGE ROAD HIGH STREET CENTRE SINGAPORE 179094 1.93 km
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3 COLEMAN STREET PENINSULA SHOPPING CENTRE SINGAPORE 179804 2.03 km
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1 Coleman Street #01-14 The Adelphi Singapore 179803 2.13 km
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1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 2.15 km
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80 Raffles Place UOB Plaza 1 Singapore 048624 2.17 km
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1 TRAS LINK ORCHID HOTEL SINGAPORE 078867 2.21 km
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1 Farrer Park Station Road #01-13 Connexion Singapore 217562 3.24 km
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1 MARITIME Square #02-122/123 Harbourfront Centre Singapore 099253 3.42 km
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200 Jalan Sultan #01-06 Textile Centre Singapore 199018 3.49 km
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801 FRENCH ROAD SINGAPORE 200801 3.55 km
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277 BALESTIER ROAD SINGAPORE 329726 4.03 km
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480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 4.74 km
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150 LORONG 1 TOA PAYOH SINGAPORE 310150 4.77 km
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Blk 520 Toa Payoh Lorong 6 #02-51 Singapore 310520 4.81 km
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186 TOA PAYOH CENTRAL #01-420 SINGAPORE 310186 4.87 km
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BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 4.87 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 4.87 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 4.87 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 4.87 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 4.87 km
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BLK 178 TOA PAYOH CENTRAL SINGAPORE 310178 4.9 km
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183 TOA PAYOH CENTRAL SINGAPORE 310183 4.93 km
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BLK 124 LORONG 1 TOA PAYOH SINGAPORE 310124 5.29 km
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827 Bukit Timah Road Singapore 279886 5.98 km
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