30 Eunos Crescent #01-01 Eunos MRT Station Singapore 409423
30 Eunos Crescent Singapore 409423 SG

POSB Bank (or merely known as POSB) is a Singaporean bank offering customer banking services and is the oldest bank in constant operation in Singapore. Established on January 1, 1877 as the Post Office Savings Bank, the bank now operates as part of DBS Bank, which acquired the organization and its subsidiaries on November 16, 1998.

Prior to its acquisition, the bank was a significant public bank offering inexpensive banking services to Singaporeans. DBS Bank attempts to continue this tradition by promising to keep costs low for standard savings accounts, and to exempt kids, full-time students listed below the age of 21 years and full-time National Troop from bank charges.

Suggestion With regard to Obtaining Personal Loans In Singapore

They are unsecured where you have nothing to back the loans if you can not repay the banks when it comes to individual loans. Such loans are riskier for the banks and they have a greater interest rate for individual loans. Due to the nature of such individual loans, it is not suggested to take individual loans except for emergency scenarios.

Never ever take personal loans two to three months before another major loan. In other words, no individual loans if you’re planning to buy a vehicle, house, etc.

A crucial element is your DSR (Debt Servicing Ratio)when you take a bank loan for a car or house. This determines exactly what portion of your income can enter into repaying the housing or vehicle loan, consisting of other overheads (e.g. payment for other individual loans).

Particular Loans Are Cheaper – Take out a specific loan where you take a renovation loan for your renovation requirements and a auto loan for your automobile. It is not smart to take out a personal loan for your cars and truck or renovation needs. When it pertains to banks, specific loans’ rate of interest are lower.

In other words, a Debt Servicing Ratio of 50% implies that your debt responsibility can not go beyond 50% of your income. As a guide, most banks permit 40% Debt Servicing Ratio for a house and 30% for a vehicle loan.

228 CHANGI ROAD [email protected] SINGAPORE 419741 0.35 km
We feel that every customer relationship is very vital when it comes to business in this industry...
65 UBI CRESCENT HOLA CENTRE SINGAPORE 408559 1.1 km
For years, we have been rendering reasonable loan packages to those in need of emergency funds. A...
60 Paya Lebar Road #01-45/46/52/53 Singapore 409051 1.14 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
810 Geylang Road #01-51/55 City Plaza Singapore 409286 1.17 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
Blk 302 Ubi Ave 1 #01-59/ 63 Singapore 400302 1.18 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
Blk 301 Ubi Avenue 1 #01-257 Singapore 400301 1.23 km
Prior to its acquisition, the bank was a major public bank offering low-priced banking services t...
61 UBI AVENUE 2 AUTOMOBILE MEGAMART SINGAPORE 408898 1.36 km
We are an legal and licensed money lender. If its quick cash loan that you need, no matter where ...
GEYLANG ROAD SINGAPORE 389663 1.38 km
We provide quick cash through personal loan or payday loan. Regardlessif it’s medical loan,...
GEYLANG ROAD SINGAPORE 389636 1.49 km
We are an professional and licensed money lender. If its quick cash loan that you need, anywhere ...
50 EAST COAST ROAD ROXY SQUARE SINGAPORE 428769 1.72 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a widesp...
83 Marine Parade Central #01-576/578 Singapore 440083 1.92 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
Blk 83 Marine Parade #01-584/586 Singapore 440083 1.92 km
Established on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of ...
7 Kaki Bukit Avenue 3 #01-08/09/10/11/12 Kaki Bukit Recreation Centre Singapore 415814 2 km
80 Marine Parade Road #01-13 Parkway Parade Singapore 449269 2.05 km
United Overseas Bank Limited (typically understood as UOB) is a Singaporean multinational banking...
80 Marine Parade Road #01-12 Parkway Parade Singapore 449269 2.05 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
30 Tai Seng Street #01-01 Breadtalk IHQ Singapore 534013 2.18 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
250 Sims Avenue #01-01 Singapore 387513 2.29 km
Established on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the P...
26 Tai Seng Street #01-01 Singapore 534057 2.34 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
8 BURN ROAD TRIVEX SINGAPORE 369977 2.57 km
We are an professional and licensed money lender. If its quick personal loan that you need, no ma...
Blk 539 Bedok North Street 3 #01-647 Singapore 460539 2.85 km
204 Bedok North St 1 #01-403/405/407 Singapore 460204 3.13 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
211 NEW UPPER CHANGI ROAD SINGAPORE 460211 3.13 km
We have invested heavily in exceptionally trained workforce and this sets us apart from other mon...
BLK 210 NEW UPPER CHANGI ROAD SINGAPORE 460210 3.28 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
Blk 210 New Upper Changi Road #01-711 Singapore 460210 3.28 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
Blk 210 New Upper Changi Road #01-707 Singapore 460210 3.28 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
Blk 213 Bedok North Street 1 #01-103 Singapore 460213 3.4 km
217 BEDOK NORTH STREET 1 SINGAPORE 460217 3.56 km
For years, we have been providing reasonable loan packages to those in need of emergency funds. A...
1 Stadium Place #01-66/67, Kallang Wave Singapore 397628 3.58 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
1 Stadium Place #01-06/07 Singapore 397628 3.58 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
Blk 108 Hougang Avenue 1 #01-1313/1315 Singapore 530108 3.95 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean international banking organ...
5 JALAN KILANG BARAT PETRO CENTRE SINGAPORE 159349 3.96 km
We are established to offer incredibly affordable loan for Singaporeans and expats in Singapore. ...
129 BEDOK NORTH STREET 2 SINGAPORE 460129 4.02 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a wide r...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 4.2 km
Prior to its acquisition, the bank was a major public bank offering low-priced banking services t...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 4.2 km
POSB Bank (or just referred to as POSB) is a Singaporean bank offering customer banking services ...
88 Bedok North St 4 #01-163 Singapore 460088 4.31 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
12 Kallang Avenue, #01-24 Singapore 339511 4.37 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
Blk 25 Bendemeer Road #01-561/563 Singapore 330025 4.43 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
883 NORTH BRIDGE ROAD SOUTHBANK SINGAPORE 198785 4.49 km
We are an authorised and licensed money lender. If its quick cash loan that you require, anywhere...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 4.55 km
We are an professional and licensed money lender. If its quick cash loan that you need, no matter...
BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 4.55 km
We aim to achieve each and every one of our customers’ wants and needs. We are an money len...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 4.55 km
There are customised loan services readily available to each customer. We provide a flexible repa...
756 UPPER SERANGOON ROAD UPPER SERANGOON SHOPPING CENTRE SINGAPORE 534626 4.61 km
For years, we have been rendering affordable loan packages to those who need emergency funds. As ...
Blk 101 Towner Road #01-238/240/242 Singapore 322101 4.64 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
23 Serangoon Central #01-52/53 nex Singapore 556083 4.75 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
210 HOUGANG STREET 21 SINGAPORE 530210 4.76 km
Times are tough in Singapore and consumers and businessowners are finding it harder to access cre...
211 Hougang St 21 #01-295 Singapore 530211 4.76 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
Blk 204 Hougang Street 21 #01-107/111 Singapore 530204 4.78 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
23 Serangoon Central #B2-28/29 Singapore 556083 4.8 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
Blk 827 Tampines Street 81 #01-138/140 Singapore 520827 4.81 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
Blk 205 Hougang Street 21 #03-00 Heartland Mall Singapore 530205 4.85 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
801 FRENCH ROAD SINGAPORE 200801 4.89 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to acce...
801 FRENCH ROAD SINGAPORE 200801 4.89 km
For years, we have been offering competitive loan packages to those that needs emergency funds. A...
801 FRENCH ROAD SINGAPORE 200801 4.89 km
For years, we have been offering competitive loan packages to those in need of emergency funds. A...
JALAN BESAR SINGAPORE 208984 4.89 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a massive se...
200 Jalan Sultan #01-06 Textile Centre Singapore 199018 4.91 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 4.92 km
There are personalised loan services accessible to each customer. We provide a manageable repayme...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 4.92 km
We are established to offer affordable loan for Singaporeans and expats in Singapore. As a licens...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 4.94 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a comprehens...
Blk 254 Serangoon Central Drive #01-203 Singapore 550254 5.19 km
Prior to its acquisition, the bank was a significant public bank offering affordable banking serv...
180 Kitchener Road #02-01/02 Singapore 208539 5.2 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
3 Temasek Boulevard Suntec City Mall #02-411/412 (Near Tower 5) Singapore 038983 5.47 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
262 BALESTIER ROAD OKIO SINGAPORE 329714 5.5 km
Times are hard in Singapore and consumers and businessowners are finding it harder to access cred...
3 Temasek Boulevard #02-735 / 736 Suntec City Mall Singapore 038983 5.5 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
1 Farrer Park Station Road #01-13 Connexion Singapore 217562 5.52 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
SERANGOON ROAD SINGAPORE 218085 5.53 km
There are personalised loan services accessible to each customer. We offer a versatile repayment ...
SERANGOON ROAD SINGAPORE 218085 5.53 km
Times are hard in Singapore and consumers and businessowners are finding it harder to gain access...
SERANGOON ROAD SINGAPORE 218084 5.53 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a wide r...
277 BALESTIER ROAD SINGAPORE 329726 5.57 km
There are customised loan services easily available to each customer. We offer a versatile repaym...
3 Temasek Boulevard #02-709/710/711 Suntec City Mall Singapore 038983 5.57 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
25 NORRIS ROAD SINGAPORE 208267 5.58 km
We strive to achieve each and every one of our customers’ wants and needs. We are an licens...
25 NORRIS ROAD SINGAPORE 208267 5.58 km
There are customised loan services available to each customer. We offer a versatile repayment sch...
10 JALAN BESAR SIM LIM TOWER SINGAPORE 208787 5.62 km
We feel that every customer relationship is extremely vital when it comes to business in this ind...
JALAN BESAR SINGAPORE 208797 5.62 km
We are established to offer very affordable loan for Singaporeans and foreigners in Singapore. As...
BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 5.64 km
We have invested profoundly in highly trained workforce and this differentiate us from other mone...
360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 5.72 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
149 Rochor Road #01-26 Fu Lu Shou Complex Singapore 188425 5.72 km
United Overseas Bank Limited (commonly called UOB) is a Singaporean international banking organis...
UPPER DICKSON ROAD SINGAPORE 207488 5.75 km
For years, we have been offering affordable loan packages to those looking for emergency funds. A...
Blk 805 Hougang Central #01-102/104 Singapore 530805 5.75 km
Prior to its acquisition, the bank was a significant public bank offering low-cost banking servic...
470 NORTH BRIDGE ROAD BUGIS CUBE SINGAPORE 188735 5.76 km
For years, we have been delivering competitive loan packages to those looking for emergency funds...
1 Tampines Central 1 #01-01 UOB Tampines Centre Singapore 529539 5.78 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
43A CAMPBELL LANE SINGAPORE 209915 5.78 km
We have been Singapore’s leading licensed and most trusted moneylender. We render a massive...
CAMPBELL LANE SINGAPORE 209915 5.78 km
We feel that every customer relationship is extremely essential when it comes to business in this...
460 North Bridge Road #01-00 Singapore 188734 5.78 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
175A Bencoolen Street Burlington Square Square 189650 5.86 km
There are personalised loan services available to each customer. We offer a flexible repayment sc...
1 Tampines Central 5 #01-02 Tampines CPF Building Singapore 529508 5.87 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
80 Hougang Central #01-01 Hougang MRT Station Singapore 538758 5.88 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
90 Hougang Ave 10 #01-01/05 Hougang Mall Singapore 538766 5.97 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
Blk 513 Tampines Central #01-160 Singapore 520513 5.99 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
186 TOA PAYOH CENTRAL SINGAPORE 310186 6.01 km
We are an professional and licensed money lender. If its quick cash loan that you require, anywhe...
186 TOA PAYOH CENTRAL #01-420 SINGAPORE 310186 6.01 km
For years, we have been offering reasonable loan packages to those who need emergency funds. As a...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 6.03 km
Times are hard in Singapore and consumers and businessowners are finding it harder to access cred...
185 TOA PAYOH CENTRAL SINGAPORE 310185 6.03 km
We are an legal and licensed money lender. If its quick personal loan that you need, no matter wh...
185 TOA PAYOH CENTRAL SINGAPORE 310185 6.03 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 6.03 km
We feel that every customer relationship is very extremely important when it comes to working in ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 6.03 km
Times are tough in Singapore and consumers and businessowners are finding it harder to get access...
BLK 450 LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 6.06 km
We are established to offer sensibly priced loan for Singaporeans and foreigners in Singapore. As...
Tampines 1 - 10 TAMPINES CENTRAL 1 #03-08/09 Singapore 529536 6.08 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
SELEGIE ROAD SELEGIE CENTRE SINGAPORE 188332 6.08 km
There are customised loan services available to each customer. We offer a flexible repayment sche...
183 TOA PAYOH CENTRAL SINGAPORE 310183 6.11 km
Times are tough in Singapore and consumers and businessowners are finding it harder to get access...
252 North Bridge Road #02-26A/B Raffles City Shopping Centre Singapore 179103 6.13 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
3 Simei Street 6 #01-24/25/29 Eastpoint Mall Singapore 528833 6.16 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
2 Bayfront Ave #01-30 The Shoppes at Marina Bay Sands Singapore 018972 6.17 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 6.18 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 6.18 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
250 NORTH BRIDGE ROAD RAFFLES CITY TOWER SINGAPORE 179101 6.18 km
We go all out to achieve each and every one of our customers’ needs and wants. We are an mo...
252 North Bridge Road #B1-04/05 Raffles City Shopping Centre Singapore 179103 6.21 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
BLK 178 TOA PAYOH CENTRAL SINGAPORE 310178 6.21 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
BLK 503 TAMPINES CENTRAL 1 SINGAPORE 520503 6.22 km
We are determined to offer sensibly priced loan for Singaporeans and expats in Singapore. As a li...
1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 6.27 km
We feel that every customer relationship is very extremely important when it comes to working in ...
1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 6.3 km
We have invested greatly in highly trained workforce and this differentiate us from other money l...