2 Orchard Link #02-07/08 Scape Building Singapore 237978
2 Orchard Link Singapore 237978 SG

DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, Singapore. The company was known as The Development Bank of Singapore Limited, before the present name was taken up in July 2003 to reflect its evolving role as a regional bank.The bank’s strong capital position, together with “AA-” and “Aa1” credit ratings by Standard & Poor’s and Moody’s that are among the top in the Asia-Pacific region, acquired it Global Finance’s “Safest Bank in Asia” accolade for six increasing years, from 2009 to 2015. The Bank was also awarded the Best Digital Bank in the World in the year 2016 by EuroMoney. With operations in 17 markets, the bank has a regional network covering more than 250 branches and over 1,100 ATMs across 50 cities

Recommendation With regard to Getting Personal Loans In Singapore

Never take personal loans two to three months prior to another significant loan. In other words, no personal loans if you’re planning to purchase a cars and truck, home, and so on.

If you are taking a loan from the bank for a home or car, it is essential to note your Debt Servicing Ratio which is a procedure of the percentage of your regular income towards the payment of your vehicle or home loan.

Simply puts, a Debt Servicing Ratio of 50% means that all your debt commitment can not exceed 50% of your income. As a guide, most banks allow 40% Debt Servicing Ratio for a home and 30% for a vehicle loan

Loans Get Cheaper As the Loan Gets More Specific – So when it comes to getting loans, be as specific as you can. Do not take a personal loan to remodel your house, not when there’s a renovation loan package. Don’t take a individual loan to spend for your education, when there’s an education loan plan.

In order to encourage you, particular loan bundles often have lower rate of interest. Personal loans have the tendency to charge interest of about 6% to 8%, whereas specific loans (renovation loans, education loans, etc). have rates as low as 2%. Ask the lender to match a package to your needs.

The majority of individual loans are unsecured. As in, there’s no collateral behind them. And since the providing banks have no security, they’ll compensate by boosting rate of interest.

That suggests you must never ever take a individual loan without understanding of precisely when and how you’ll pay it back.

Don’t use individual loans as alternative business loans. Do not use them to trade on Forex. Don’t utilize them to buy high threat equities. You should only take a personal loan to reduce capital issues.

391 Orchard Road #04-15 Ngee Ann City Singapore 238872 0.16 km
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230 Orchard Road #01-230 Faber House Singapore 238854 0.29 km
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176 Orchard Road #01-27 CentrePoint Singapore 238843 0.42 km
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1 Scotts Road #03-04 Shaw Centre Singapore 228208 0.72 km
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1 Kim Seng Promenade #02-32 Great World City Singapore 237994 0.92 km
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68 Orchard Road #B1-25 Plaza Singapura Singapore 238839 1.05 km
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135 Bukit Timah Road Newton Building Singapore 229837 1.36 km
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87 BUKIT TIMAH ROAD TAN KONG TIEN BUILDING SINGAPORE 229834 1.46 km
We have been Singapore’s leading licensed and most trusted moneylender. We render a wide-ra...
1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 1.47 km
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1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 1.52 km
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SELEGIE ROAD SELEGIE CENTRE SINGAPORE 188332 1.64 km
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302 Tiong Bahru Road #01-101/102 Tiong Bahru Plaza Singapore 168732 1.88 km
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77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 1.91 km
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77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 1.91 km
We feel that every customer relationship is extremely important when it comes to business in this...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 1.91 km
We have invested profoundly in truly trained workforce and this sets us apart from other money le...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 1.91 km
We aim to achieve each and every one of our customers’ needs and wants. We are an licensed ...
302 Tiong Bahru Road, Tiong Bahru Plaza #01-123/124 Singapore 168732 1.91 km
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175A Bencoolen Street Burlington Square Square 189650 1.91 km
There are personalised loan services available to each customer. We offer a flexible repayment sc...
3 COLEMAN STREET PENINSULA SHOPPING CENTRE SINGAPORE 179804 1.91 km
We offer quick cash through personal loan or payday loan. Whether it’s medical loan, educat...
101 UPPER CROSS STREET PEOPLE'S PARK CENTRE SINGAPORE 058357 1.92 km
We make every effort to achieve each and every one of our customers’ wants and needs. We ar...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 1.93 km
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50 NORTH CANAL ROAD SINGAPORE 059304 1.93 km
We are established to provide incredibly affordable loan for Singaporeans and expats in Singapore...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 1.93 km
There are personalised loan services accessible to each customer. We offer a manageable repayment...
101 UPPER CROSS STREET PEOPLE'S PARK CENTRE SINGAPORE 058357 1.93 km
We aim to achieve each and every one of our customers’ wants and needs. We are an company t...
101 UPPER COSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 1.94 km
We have been Singapore’s leading licensed and most trusted moneylender. We render a wide-ra...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 1.94 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a wide-r...
5.00 (1 review)
111 NORTH BRIDGE ROAD PENINSULA PLAZA SINGAPORE 179098 1.94 km
We are an authorised and licensed money lender. If its quick cash loan that you need, no matter w...
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We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
CAMPBELL LANE SINGAPORE 209915 1.94 km
We feel that every customer relationship is extremely essential when it comes to business in this...
43A CAMPBELL LANE SINGAPORE 209915 1.94 km
We have been Singapore’s leading licensed and most trusted moneylender. We render a massive...
UPPER DICKSON ROAD SINGAPORE 207488 1.97 km
For years, we have been offering affordable loan packages to those looking for emergency funds. A...
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We are an independent and licensed money lender. If its quick personal loan that you require, any...
1 Park Road #01-01/02 People's Park Complex Singapore 059108 2.02 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
1 Coleman Street #01-14 The Adelphi Singapore 179803 2.03 km
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133 NEW BRIDGE ROAD CHINATOWN POINT SINGAPORE 059413 2.06 km
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1 PARK ROAD PEOPLE’S PARK COMPLEX SINGAPORE 059108 2.07 km
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149 Rochor Road #01-26 Fu Lu Shou Complex Singapore 188425 2.08 km
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We go all out to achieve each and every one of our customers’ needs and wants. We are an mo...
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10 JALAN BESAR SIM LIM TOWER SINGAPORE 208787 2.13 km
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252 North Bridge Road #02-26A/B Raffles City Shopping Centre Singapore 179103 2.13 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
25 NORRIS ROAD SINGAPORE 208267 2.16 km
We strive to achieve each and every one of our customers’ wants and needs. We are an licens...
25 NORRIS ROAD SINGAPORE 208267 2.16 km
There are customised loan services available to each customer. We offer a versatile repayment sch...
Blk 531 Upper Cross Street #01-51 Hong Lim Complex Singapore 05053 2.18 km
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531 UPPER CROSS STREET HONG LIM COMPLEX SINGAPORE 050531 2.18 km
We are established to offer reasonablypriced loan for Singaporeans and expats in Singapore. As a ...
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470 NORTH BRIDGE ROAD BUGIS CUBE SINGAPORE 188735 2.23 km
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1 Farrer Park Station Road #01-13 Connexion Singapore 217562 2.35 km
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80 Raffles Place UOB Plaza 1 Singapore 048624 2.36 km
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22 Malacca Street #01-00 RB Capital Building Singapore 048980 2.51 km
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180 Kitchener Road #02-01/02 Singapore 208539 2.6 km
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4.00 (1 review)
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200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 2.87 km
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10 Anson Road #01-01 International Plaza Singapore 079903 3.03 km
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10 ANSON ROAD INTERNATIONAL PLAZA SINGAPORE 079903 3.03 km
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262 BALESTIER ROAD OKIO SINGAPORE 329714 3.04 km
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277 BALESTIER ROAD SINGAPORE 329726 3.05 km
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10 Marina Boulevard #01-04, Marina Bay Financial Centre Tower 2 Singapore 018983 3.09 km
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360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 3.16 km
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There are customised loan services readily available to each customer. We provide a flexible repa...
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We are an professional and licensed money lender. If its quick cash loan that you need, no matter...
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480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 3.73 km
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520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 3.75 km
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150 LORONG 1 TOA PAYOH SINGAPORE 310150 3.77 km
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Blk 520 Toa Payoh Lorong 6 #02-51 Singapore 310520 3.81 km
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186 TOA PAYOH CENTRAL #01-420 SINGAPORE 310186 3.86 km
For years, we have been offering reasonable loan packages to those who need emergency funds. As a...
185 TOA PAYOH CENTRAL SINGAPORE 310185 3.86 km
We are an legal and licensed money lender. If its quick personal loan that you need, no matter wh...
185 TOA PAYOH CENTRAL SINGAPORE 310185 3.86 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 3.86 km
We feel that every customer relationship is very extremely important when it comes to working in ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 3.86 km
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Times are hard in Singapore and consumers and businessowners are finding it harder to access cred...
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We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
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249 Holland Ave Singapore 278980 4.59 km
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Blk 43 Holland Drive #01-53 Singapore 270043 4.84 km
Prior to its acquisition, the bank was a significant public bank offering low-priced banking serv...
Blk 43 Holland Drive, #01-55 Singapore 270043 4.84 km
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460 Alexandra Road #02-33/34 Alexandra Retail Centre Singapore 119963 4.86 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 4.97 km
Prior to its acquisition, the bank was a major public bank offering low-priced banking services t...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 4.97 km
POSB Bank (or just referred to as POSB) is a Singaporean bank offering customer banking services ...
250 Sims Avenue #01-01 Singapore 387513 5.43 km
Established on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the P...
501 Bishan St 11 #01-372/374 Singapore 570501 5.47 km
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Blk 501 Bishan Street 11 #01-368/370 Singapore 570501 5.47 km
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181 Upper Thomson Road Singapore 574331 5.52 km
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827 Bukit Timah Road Singapore 279886 5.68 km
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9 Bishan Place #01-14 Junction 8 Shopping Centre Singapore 579837 5.7 km
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251-253 Upper Thomson Road Singapore 574376 5.82 km
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301 Upper Thomson Road #01-45 Thomson Plaza Singapore 574408 5.98 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
159 SIN MING ROAD AMTECH BUILDING SINGAPORE 575625 6.16 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
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We are an professional and licensed money lender. If its quick cash loan that you need, anywhere ...
GEYLANG ROAD SINGAPORE 389663 6.35 km
We provide quick cash through personal loan or payday loan. Regardlessif it’s medical loan,...