257 Bangkit Rd #01-51/55 Singapore 670257
257 Bangkit Road Singapore 670257 SG

Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed monetary services organisation with its head workplace in Singapore. The “Oversea-Chinese” use leads lots of to believe incorrectly that the bank’s name is misspelled, but this is the proper traditional spelling. Although it is asserted that this is the appropriate spelling, “oversea” instead of “abroad”, which is the correct use of the word in generic English, sounds clumsy and uneasy to native English speakers. The bank’s worldwide network has grown to make up subsidiaries, branches, and representative offices in 18 nations and territories. It has retail banking subsidiaries in Malaysia, Indonesia, Hong Kong, and China, and branches in China, Hong Kong, Japan, Australia, the UK and US. OCBC’s Indonesia subsidiary, Bank OCBC NISP, has 630 workplaces and branches

OCBC’s Indonesia subsidiary, Bank OCBC NISP, has 630 branches and offices

In 1932, three banks– Chinese Commercial Bank (1912), Ho Hong Bank (1917), and Oversea-Chinese Bank (1919), combined to form Oversea-Chinese Banking Corporation under the management of Tan Ean Kiam and Lee Kong Chian. In the subsequent years, the bank expanded its operations and ended up being the largest bank in South East Asia.

Advice With regard to Taking Personal Loans In Singapore

Do not ever take out a individual loan from a bank a couple of months before the significant loan if you are preparing to take a major loan. This will impact you.

A key aspect is your DSR (Debt Servicing Ratio)when you take a bank loan for a cars and truck or house. This measures what portion of your earnings can enter into paying back the real estate or vehicle loan, including other overheads (e.g. repayment for other individual loans).

To puts it simply, a Debt Servicing Ratio of 50% means that your debt commitment can not exceed 50% of your income. As a guide, a lot of banks enable 40% Debt Servicing Ratio for a home and 30% for a car loan

Loans Get Cheaper As the Loan Gets More Specific – So when it comes to getting loans, be as specific as you can. Don’t take a individual loan to renovate your home, not when there’s a renovation loan plan. Don’t take a individual loan to pay for your education, when there’s an education loan package.

In order to encourage you, particular loan bundles typically have lower rate of interest. Personal loans have the tendency to charge interest of about 6% to 8%, whereas specific loans (renovation loans, education loans, etc). have rates as low as 2%. Ask the lender to match a bundle to your needs.

Many individual loans are unsecured. As in, there’s no collateral behind them. And because the issuing banks have no security, they’ll compensate by jacking up rate of interest.

That suggests you need to never ever take a personal loan without knowledge of exactly when and how you’ll pay it back.

Do not utilize personal loans as alternative business loans. You should just take a individual loan to relieve cash issues.

Blk 260 Bangkit Road #01-15 Singapore 670260 0.07 km
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304 Choa Chu Kang Ave 4 #01-663 Singapore 680304 3.39 km
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170 Upper Bukit Timah Rd #01-01 Bukit Timah Shopping Centre Singapore 588179 3.95 km
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634 Bukit Batok Central #01-108 Singapore 650634 3.99 km
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148 Upper Bukit Timah Road #01-01 UOB Centre Singapore 588178 4 km
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827 Bukit Timah Road Singapore 279886 5.75 km
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21 Jurong Gateway Road #01-03 CPF Jurong Building Singapore 608546 6.1 km
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131 JURONG GATEWAY ROAD SINGAPORE 600131 6.13 km
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900 South Woodlands Drive #01-06 Woodlands Civic Centre Singapore 730900 6.46 km
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900 South Woodlands Drive #02-01 Woodlands Civic Centre Singapore 730900 6.47 km
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1 Woodlands Square, #B1-26 Causeway Point Singapore 738099 6.55 km
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1 Woodlands Square #01-16 Causeway Point Singapore 738099 6.55 km
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502 Jurong West Ave 1 #01-821 Singapore 640502 6.86 km
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Blk 2a Woodlands Centre Road #01-134 Singapore 731002 6.92 km
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301 Upper Thomson Road #01-45 Thomson Plaza Singapore 574408 6.95 km
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163 ANG MO KIO AVE 4 SINGAPORE 560163 7.26 km
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Blk 450 Clementi Avenue 3 #01-293/295 Singapore 120450 7.28 km
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Blk 449 Clementi Avenue 3 #01-243 Singapore 120449 7.29 km
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251-253 Upper Thomson Road Singapore 574376 7.3 km
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587 Bukit Timah Road #02-25/26/27/28 Coronation 7.33 km
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629 Ang Mo Kio Ave 4 #01-1006/1008/1010 Singapore 560629 7.41 km
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Blk 629 Ang Mo Kio Avenue 4 #01-1018 Singapore 560629 7.41 km
159 SIN MING ROAD AMTECH BUILDING SINGAPORE 575625 7.57 km
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10 Boon Lay Place #01-06 Boon Lay Community Club Singapore 649882 7.64 km
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128 ANG MO KIO AVENUE 3 SINGAPORE 560128 7.88 km
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249 Holland Ave Singapore 278980 7.9 km
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211 Holland Avenue #01-12 Holland Road Shopping Centre Singapore 278967 7.98 km
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726 ANG MO KIO AVENUE 6 SINGAPORE 560726 8.18 km
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705 ANG MO KIO AVENUE 8 SINGAPORE 560705 8.32 km
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711 ANG MO KIO AVENUE 8 SINGAPORE 560711 8.35 km
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53 Ang Mo Kio Avenue 3 #B1-32/33 AMK Hub Singapore 569933 8.41 km
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53 Ang Mo Kio Avenue 3 #B1-34 AMK Hub Singapore 569933 8.41 km
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53 Ang Mo Kio Avenue 3 #03-01/27 AMK Hub Singapore 569933 8.42 km
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2 Clementi West Street 2 #01-06 West Coast Community Centre Singapore 129605 8.46 km
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1 Jurong West Central 2 #B1-31/32/33/46 Jurong Point Shopping Centre Singapore 648886 8.5 km
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930 Yishun Avenue 2 #01-41/42/43 Northpoint Shopping Centre Singapore 769098 8.98 km
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2 Sembawang Crescent #01-02 Canberra Community Club Singapore 757632 9.02 km
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2 Ang Mo Kio Drive Blk A #01-10 Singapore 567720 9.26 km
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30 Sembawang Drive #02-05 Sun Plaza Singapore 757713 9.32 km
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150 LORONG 1 TOA PAYOH SINGAPORE 310150 9.38 km
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Blk 290 Yishun Street 22 #01-401 Singapore 760290 9.49 km
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Blk 520 Toa Payoh Lorong 6 #02-51 Singapore 310520 9.69 km
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520 Lorong 6 Toa Payoh #02-52/53 Singapore 310520 9.69 km
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BLK 178 TOA PAYOH CENTRAL SINGAPORE 310178 9.76 km
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520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 9.84 km
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480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 9.84 km
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183 TOA PAYOH CENTRAL SINGAPORE 310183 9.85 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 9.95 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 9.95 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 9.95 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 9.95 km
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BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 9.95 km
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BLK 450 LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 9.97 km
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186 TOA PAYOH CENTRAL SINGAPORE 310186 9.98 km
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186 TOA PAYOH CENTRAL #01-420 SINGAPORE 310186 9.98 km
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Blk 960 Jurong West Street 92 #01-174 Singapore 640960 9.98 km
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10 Sinaran Drive #02-19/20 Square 2 Singapore 307506 10.17 km
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238A Thomson Road #01-38 Novena Square Singapore 307685 10.3 km
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1 Scotts Road #03-04 Shaw Centre Singapore 228208 10.36 km
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69 Serangoon Garden Way Singapore 555965 10.39 km
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360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 10.57 km
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277 BALESTIER ROAD SINGAPORE 329726 10.81 km
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262 BALESTIER ROAD OKIO SINGAPORE 329714 10.9 km
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153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 11.07 km
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230 Orchard Road #01-230 Faber House Singapore 238854 11.18 km
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23 Serangoon Central #01-52/53 nex Singapore 556083 11.54 km
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1 Kim Seng Promenade #01-34 Great World City Singapore 237994 11.57 km
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1 Farrer Park Station Road #01-13 Connexion Singapore 217562 11.58 km
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BLK 162 BUKIT MERAH CENTRAL SINGAPORE 150162 11.63 km
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Blk 101 Towner Road #01-238/240/242 Singapore 322101 11.78 km
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68 Orchard Road #B1-25 Plaza Singapura Singapore 238839 11.84 km
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302 Tiong Bahru Road #01-101/102 Tiong Bahru Plaza Singapore 168732 11.85 km
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302 Tiong Bahru Road #01-125/126 Tiong Bahru Plaza Singapore 168732 11.85 km
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302 Tiong Bahru Road, Tiong Bahru Plaza #01-123/124 Singapore 168732 11.87 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
SELEGIE ROAD SELEGIE CENTRE SINGAPORE 188332 11.9 km
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180 Kitchener Road #02-01/02 Singapore 208539 11.91 km
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25 NORRIS ROAD SINGAPORE 208267 11.91 km
There are customised loan services available to each customer. We offer a versatile repayment sch...
25 NORRIS ROAD SINGAPORE 208267 11.91 km
We strive to achieve each and every one of our customers’ wants and needs. We are an licens...
UPPER DICKSON ROAD SINGAPORE 207488 11.95 km
For years, we have been offering affordable loan packages to those looking for emergency funds. A...
Blk 25 Bendemeer Road #01-561/563 Singapore 330025 11.99 km
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1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 12.01 km
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43A CAMPBELL LANE SINGAPORE 209915 12.04 km
We have been Singapore’s leading licensed and most trusted moneylender. We render a massive...